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Click 2 Protect Super Plan
677/- per month
VS
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Smart Term Pro Plan
645-/ per month
| PLAN DETAILS |
Click 2 Protect Super Plan |
Smart Term Pro Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 80 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Basic Sum Assured Rs. 50,000 |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 60 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Annual, half-yearly, & monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under HDFC Life Smart Term Pro Plan. |
| Plan Sample Premium | Rs 677/- per month | Rs 645-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term - 15 years Maximum term - 40 years |
| Claim Settlement Ratio (2023-24) | 99.7 | 99.7 |
|
HDFC Term Insurance HDFC Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click to Protect Super offers you a range of benefits, including:
You can add the following riders to your HDFC Life Smart Term Pro term plan:
The HDFC Life Accidental Death, Disability, and Dismemberment Rider provides financial security to your family in the event of an accident that results in disability, dismemberment, or death.
A lump sum amount is offered in case the policyholder is diagnosed with any of the 19 critical illnesses.
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