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Click 2 Protect Super Plan
677/- per month
VS
Total Protect Plus Plan
589-/ per month
HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.
Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.
HDFC Click to Protect Super offers you a range of benefits, including:
| PLAN DETAILS |
Click 2 Protect Super Plan |
Total Protect Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹5,000 to no limit. | Base sum assured: Rs 25 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under HDFC Click 2 Protect Super Plan. | The policy loan is not available under Protect Plus Plan. |
| Plan Sample Premium | Rs 677/- per month | Rs 589-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term - 10 years Maximum term - 100 years |
| Claim Settlement Ratio (2024-25) | 99.68% | 99.29% |
|
HDFC Term Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Edelweiss Life Total Protect Plus:
Under this rider, an additional sum assured along with the base plan death benefit is paid in case of the death of the policyholder due to an accident in the policy term.
Under the accidental disability rider, Benefits are offered in case of the policyholder’s disability or demise due to the accident.
Under this rider, if you have been hospitalized due to any reason, which affects your income, the rider will provide you with a daily allowance almost similar to your income and other post-hospitalization benefits. So you can focus on health recovery rather than worrying about the finances.
Under this rider, if you have been diagnosed with any of the 12 listed critical illnesses, you will receive a lump sum assured amount to manage your expenses along with waiving off all the future premiums of the policy.
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