PLAN DETAILS |
![]() E Term Plan |
![]() Iterm Comfort Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 70 years |
Plan Sum Assured | Basic Sum Assured: ₹51L to No Limit | Base sum assured: 25 lakh- 1. 25 crore |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 65 years |
Plan Payment modes | Single, Yearly, Half-Yearly, Quarterly and Monthly | Annual, half-yearly, quarterly & monthly |
Plan Policy loan | The policy loan is not available under Kotak e-term Plan. | The policy loan is not available under Bandhan Life i-Term Comfort |
Plan Sample Premium | Rs 580-/ per month | Rs 530-/ per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 10 years Maximum term - 40 years | 5 years -70 years |
Claim Settlement Ratio (2023-24) | 98.82 | 99.66 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Kotak e-Term Plan is a pure risk cover term insurance plan that is truly an economical means of providing you with a high level of protection. It offers special premium rates to non-tobacco users and women. You can also choose additional cover through optional riders available along with the plan, thereby, ensuring complete cover against unfortunate eventualities.
Kotak e-term plan is a pure risk term insurance plan providing your family and loved ones with financial protection in the face of adversity. Kotak e-term plan offers multiple plan options namely life, life plus, and Life Secure. Kotak Life e-term plan also offers the option of Increasing or decreasing life cover based on various life stages.
Kotak e-Term Plan offers you a range of benefits including:
You can add the following riders to your Kotak e-term Plan:
Get an extra payout if you are diagnosed with 37 covered critical illnesses.
In case the policyholder gets permanently disabled due to an accident, benefits are paid under this rider.
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.