Eshield Plan
vs
Eshield Next Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Eshield Plan |
 Eshield Next Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 80 years | Maximum Maturity Age - 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹35L to No LImit | Basic Sum Assured: ₹50L to No Limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly, Half-yearly, Quarterly & Monthly | Single, Yearly, Half-Yearly, and Monthly |
| Plan Policy loan | The policy loan is not available under SBI Life eShield Plan. | The policy loan is not available under SBI Life eShield Next plan. |
| Plan Sample Premium | Rs 521-/ per month | Rs 503-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 80 years | Minimum term - 5 years Maximum term - 100 years |
| Claim Settlement Ratio (2023-24) | 98.25 | 98.25 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
We can never know about what the future holds for us. And when you've the responsibility of supporting the family on your shoulders, then it becomes very crucial to have a backup plan that can take care of the future of your loved ones in case you're no longer around. Luckily, SBI Life Term Insurance Company has recently launched a new plan called 'SBI Life eShield Term Policy' which acts as a protective shield for your family members after your unfortunate demise. This plan is fabricated for a responsible person who comprehends and identifies the need for financial protection after his demise.
SBI Life - eShield is an online term insurance plan that is designed for tech-savvy, educated, high net-worth individuals interested in buying a pure protection cover. The plan is considered highly valuable as it shifts the burden and tension of future contingencies of the policyholder and eliminates the stress for future expenditures. It has inbuilt coverage for a terminal illness where the whole sum assured is paid immediately to lessen the liabilities incurred in the past.
SBI eShield Plan offers you a range of benefits including:
You can add the following riders to your SBI Life eShield Plan:
By availing this Accidental Death rider, the family of the insured person can claim the rider coverage amount as chosen at the purchase of the policy.
Accidental permanent disability refers to any loss that occurred to both arms or both legs or eyes due to an accident that is seen as irrecoverable by a recognized medical practitioner.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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