Etouch Online Term Plan
vs
Life Secure Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
126-1727240094.webp){kind=logo} Etouch Online Term Plan |
 Life Secure Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - Whole life |
| Plan Sum Assured | Base sum assured: 50 lakhs to no limit. | Base sum assured: No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 25 years Maximum Age - 55 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Smart Total Elite Protection Plan. | The policy loan is not available under Bajaj Allianz Life Secure Plan. |
| Plan Sample Premium | Rs 614/- per month | Rs 670/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 40 years | 100 minus Entry Age |
| Claim Settlement Ratio (2023-24) | 99.23 | 99.23 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Bajaj Allianz e-touch is a pure term insurance plan safeguarding you and your loved ones from unforeseen circumstances. The plan is equipped to manage various uncertainties of life. Bajaj e-touch plan offers 3 plan variants namely: Life Shield, Life Shield Plus, and Life Shield ROP.
Bajaj Allianz e-touch term plan offers multiple sum assured options paired with a plethora of features and coverage against death, and terminal illness with a waiver of premium, maturity benefit, and return of premiums. With Bajaj Allianz e-touch customers have the option to opt for early exit value applicable only with Life Shield and Life Shield Plus variants. To understand more about the pros and cons of the Bajaj Allianz e-touch term plan read in detail.
Bajaj Allianz Life e-Touch Term Plan offers you a range of benefits including:
You can add the following riders to your Bajaj Allianz Life e-Touch Plan:
Bajaj Allianz Accidental Permanent Total Disability Rider provides additional benefits in case the policyholder met with an accident which leads to their total permanent disability.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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