No Spam
No
mis-selling
No pushy
sales
Family Income Protector Plus Plan
511-/ per month
VS
745-1727934566.webp){kind=logo}
Click 2 Protect 3d Plus
670-/ per month
'A Term plan that gives a regular monthly income after your demise'
If you support your family financially through your income, then undoubtedly, the comfort, happiness, and protection of your loved ones depend on you. But what if any mishap occurs to you? Such a scenario can strip your family of the financial aid too.
Therefore, to keep the family income flowing even after your demise, PNB Metlife term insurance plan has introduced a term plan named 'Family Income Protector Plus'. A unique non-linked term insurance plan that will protect your family from any future uncertainties by providing a regular monthly income for up to 20 years. Not only this, but if you outlive your policy, the premiums that you paid will be given back to you.
PNB Metlife Family Income Protector Plus plan offers you a range of benefits, including:
| PLAN DETAILS |
Family Income Protector Plus Plan |
Click 2 Protect 3d Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 99 years |
| Plan Sum Assured | Basic Sum Assured: ₹14L to ₹1.4Cr. | Basic Sum Assured: ₹10 Lakhs to no limit. |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, Semi-Annual, and Monthly | Single, Annual, Semi-Annual, Quarterly, and Monthly |
| Plan Policy loan | The policy loan is not available under PNB Metlife Saral Jeevan Bima. | The policy loan is not available under HDFC Life Click 2 Protect 3D Plus Plan. |
| Plan Sample Premium | Rs 511-/ per month | Rs 670-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 20 years | Minimum term - 10 years Maximum term - 15 years |
| Claim Settlement Ratio (2024-25) | 99.57% | 99.68% |
|
PNB Metlife Term Insurance Plans HDFC Life Click 2 Protect 3D Plus Plan Review |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC 3D Plus Plan:
It covers critical illnesses and provides extra financial protection on the investigation of critical illnesses.
A lump sum amount of basic and extra sum insured, is paid for death due to accidents against the payment of additional premium for the extra sum insured selected. It is present only in Extra Life and Extra Life Income options.
By choosing this option, you have the chance to increase the policy cover on every anniversary date of the policy. There would be a systematic or fixed increase as determined during the buying of policy.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
ChatGPT
Claude
Perplexity
2862-1768461875.png)
4573-17437572564599-1745910534.png){kind=logo}
