Family Income Protector Plus Plan
vs
Guaranteed Protection Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Family Income Protector Plus Plan |
 Guaranteed Protection Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 99 years |
| Plan Sum Assured | Basic Sum Assured: ₹14L to ₹1.4Cr. | Base sum assured: Rs 50 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, Semi-Annual, and Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under PNB Metlife Saral Jeevan Bima. | The policy loan is not available under IndiaFirst Guaranteed Protection Plan. |
| Plan Sample Premium | Rs 511-/ per month | Rs 563-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 20 years | Minimum term - 10 years Maximum term - 81 years |
| Claim Settlement Ratio (2023-24) | 99.2 | 97.04% |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
'A Term plan that gives regular monthly income after your demise'
If you support your family financially through your income, then undoubtedly, the comfort, happiness, and protection of your loved ones depend on you. But what if any miss-happen occurs to you? Such a scenario can strip your family off the financial aid too.
Therefore, to keep the family income flowing even after your demise, PNB Metlife has introduced a term plan named 'Family Income Protector Plus'. A unique non-linked term insurance plan that will protect your family from any future uncertainties by providing a regular monthly income for up to 20 years. Not only this, if you outlive your policy, the premiums that you paid will be given back to you.
PNB Metlife Family Income Protector Plus offers you a range of benefits including:
You can add the following riders to your PNB Metlife Family Income Protector Plus Plan:
Get additional health coverage on top of the base cover in case of a diagnosis of any listed critical illnesses.
Get an extra payout on top of base cover upon your unfortunate death due to an accident.
Get an extra payout on top of the base cover on total and permanent disability due to an accident.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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