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Guaranteed Protection Plan
563-/ per month
VS
Mera Term Plan Plus
545-/ per month
IndiaFirst Life Guaranteed Protection Plus Plan is a unique term life insurance plan that meets every requirement. India First Life Guaranteed Protection Plan covers children’s education, marriage, buying a home, building a retirement corpus, or any other major investment. IndiaFirst Life Guaranteed Protection Plus Plan is designed to fulfill all your anticipated needs, even if anything unfortunate were to happen to you in terms of death or a terminal illness.
India First Life Guaranteed Protection Plan offers you a range of benefits including:
| PLAN DETAILS |
Guaranteed Protection Plan |
Mera Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 99 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Base sum assured: Rs 50 lakhs to no limit. | Basic Sum Assured: ₹₹5,000 per member to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 15 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, Semi-Annual, quarterly and Monthly |
| Plan Policy loan | The policy loan is not available under IndiaFirst Guaranteed Protection Plan. | The policy loan is not available under PNB Metlife Mera Term Plan Plus. |
| Plan Sample Premium | Rs 563-/ per month | Rs 545-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 81 years | Minimum term - 10 years Maximum term - 99- entry age |
| Claim Settlement Ratio (2024-25) | 98.04% | 99.57% |
|
IndiaFirst Life Insurance Term Plans PNB Metlife Mera Term Plan Plus |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your PNB MetLife Mera Term Plan Plus:
Get additional health coverage on top of the base cover in case of a diagnosis of any listed critical illnesses.
Get an extra payout on top of base cover upon your unfortunate death due to an accident.
Get an extra payout on top of the base cover on total and permanent disability due to an accident.
Get additional coverage if you are diagnosed with a pre-specified critical illness.
Consult for Personalized Insurance Advice
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