Click 2 Protect 3d Plus
vs
Hdfc Life Click 2 Protect Elite

  • Affordable Premiums
  • Multiple plan options to choose from
  • Flexible premium payment options
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Click 2 Protect 3d Plus vs Hdfc Life Click 2 Protect Elite

Click 2 Protect 3d Plus

HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term insurance plan offers protection against the 3Ds of insurance: death, disability, and disease. It provides financial protection to the insured person's...

Hdfc Life Click 2 Protect Elite

HDFC Life Click2 Protect Elite plan is the perfect term plan that is designed to protect your loved ones financially in case of your uncertain demise. With the Smart Exit Benefit option, you can get all your premiums back if your policy tenure is greater than 30. This plan offers a range of benefits...

PLAN DETAILS

Click 2 Protect 3d Plus


Hdfc Life Click 2 Protect Elite

Premium Including GST
Key Features
(Key features of the plan)
  • 9 Plan Options
  • Whole life coverage
  • Rider benefits
  • Smart Exit Benefit
  • Free-look period
  • Policy revival
Plan Maturity age Maximum Maturity Age - 99 years Maximum Maturity Age - 45 years
Plan Sum Assured Basic Sum Assured: ₹10 Lakhs to no limit. Base sum assured: 2 Crores to No Limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 45 years
Plan Payment modes Single, Annual, Semi-Annual, Quarterly, and Monthly Monthly, Quarterly, and Half-yearly and Yearly
Plan Policy loan The policy loan is not available under HDFC Life Click 2 Protect 3D Plus Plan. The policy loan is available under HDFC Life Click 2 Protect Elite Plan
Plan Sample Premium Rs 670-/ per month Rs 671/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 10 years Maximum term - 15 years 15 to 40 Years
Claim Settlement Ratio (2023-24) 99.7 99.7

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

Overview

HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term insurance plan offers protection against the 3Ds of insurance: death, disability, and disease. It provides financial protection to the insured person's family at affordable rates & pays for the claim made on account of death, permanent disability, and diseases. All in all, HDFC Life Click 2 Protect Plus Life ensures that your family can fulfill all their dreams even in your absence and makes them financially independent.

HDFC Click 2 Protect 3D Plus Plan offers you a range of benefits including:

why-choose
  • Whole Life Cover
  • Cover for death, disability, and disease
  • 9 plan options
  • Tax benefits
  • Premium top-up option
  • Life Stage Protection feature

Riders

Riders Associated with HDFC Click 2 Protect 3D Plus Plan

You can add the following riders to your HDFC 3D Plus Plan:

Critical Illness Benefits

It covers critical illnesses and provides extra financial protection on the investigation of critical illnesses.

Accidental Death Benefit

A lump sum amount of basic and extra sum insured, is paid for death due to accidents against the payment of additional premium for the extra sum insured selected. It is present only in Extra Life and Extra Life Income options.

Top-up Options

By choosing this option, you have the chance to increase the policy cover on every anniversary date of the policy. There would be a systematic or fixed increase as determined during the buying of policy.

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.