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Hdfc Life Click 2 Protect Ultimate vs Hdfc Click To Protect Supreme Plus

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HDFC Life Click 2 Protect Ultimate is a Non-Participating, Non-Linked, Individual, Savings Life Insurance Plan/ Pure Risk Premium Plan. It provides life cover with a terminal illness benefit, and refunds premiums if you survive till maturity. The plan provides 100% claim assurance, flexible death benefit payout, and policy servicing features like revival, paid-up value, and clear legal provisions under the Insurance Act, 1938.

HDFC Life Click 2 Protect Ultimate offers you a range of benefits including:

why-choose
  • Life Cover with Terminal Illness Benefit
  • Hassle-Free Claim Procedure / 100% Claim Assurance
  • Death Benefit (Payable as a lump sum or in instalments)
  • Acceleration of Death Benefit on Diagnosis of Specified Terminal Illnesses
  • Maturity Benefit/Return of Premium (ROP) Option (on survival till maturity)
  • Death Benefit as an Instalment Option
  • Smart Exit Benefit
PLAN DETAILS

Hdfc Life Click 2 Protect Ultimate


Hdfc Click To Protect Supreme Plus

Premium Including GST
Key Features
(Key features of the plan)
  • High Life Cover Terminal Illness
  • Return of Premium Benefit
  • 100% Claim Assurance
  • 3 plan options
  • wellness benefits
  • survival benefits
Plan Maturity age 85 years 85 years
Plan Sum Assured INR 1,00,00,000 to INR 3,00,00,000 INR 50,000
Plan Entry Age 18 to 85 years 18 years
Plan Payment modes Monthly, Half-yearly, Quarterly, and Annually. Half-yearly, monthly, quarterly
Plan Policy loan no No loan
Plan Sample Premium ₹2,200 – ₹3,000 1900 Rs/ month
Plan Brochure Brochure URL Brochure URL
Policy Term 5 to 82 years Minimum- 5 years, Maximum- 65 years – Age at Entry
Claim Settlement Ratio (2024-25) 99.68% 99.68%

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Tata AIA Maha Raksha Supreme Select plan

You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:

Tata AIA Life Insurance Health Rider

Covers major health risks like critical illness and hospitalization, giving you extra financial support during medical emergencies.

Tata AIA Life Insurance Protection Rider

Enhances your base policy with additional life cover against risks like death, disability, or critical illness.

Tata AIA Vitality Protect

Rewards healthy lifestyle habits while boosting protection benefits through discounts and wellness-linked incentives.

Tata AIA Vitality Health

Links your health activities to rewards and offers benefits on medical and wellness expenses.

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