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‘HDFC Life Sanchay Legacy, a comprehensive term plan offering early ROP benefits with increasing death cover.’ Most of your prime days are spent working to offer a comfortable life to your loved ones. Right? But occasionally, you have dreamed of leaving behind a legacy for your family so that they can continue with their lives without any hindrances.
For that, HDFC Term Life has launched a term plan- Sanchay Legacy, that ensures 360-degree coverage by covering your whole life and providing flexibility to accelerate your death benefit against 60 critical illnesses.
HDFC Life Sanchay Legacy plan offers you a range of benefits including:

| PLAN DETAILS |
Hdfc Life Sanchay Legacy |
Acko Flexi Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
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| Plan Maturity age | Maximum Maturity Age - NA | Maximum maturity age- 85 years |
| Plan Sum Assured | Base sum assured: 1.25 times the Single Premium | Base sum assured- Flexible sum assured |
| Plan Entry Age | Minimum Age - 40 years Maximum Age - 75 years | Minimum Age - 18 years Maximum Age - 70 years |
| Plan Payment modes | Annually, Half-yearly, Monthly, Quarterly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under HDFC Life Sanchay Legacy Plan | Policy loan is not available |
| Plan Sample Premium | Rs 690-/ per month | Rs 720-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Whole Life | Minimum policy term- 5 years, Maximum policy term- 40 years |
| Claim Settlement Ratio (2024-25) | 99.68% | 99.38% |
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HDFC life sanchay par advantage plan full details | HDFC LIFE Sanchay Par Advantage Benefits |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Sanchay Legacy Plan:
Under this rider, upon the Accidental Total Permanent Disability, a benefit equal to 1 % of the rider sum assured per month will be payable for the next ten years.
Under this rider, upon the diagnosis of any listed 19 critical illnesses- a sum assured equal to the rider sum assured will be payable.
A Benefit equal to the rider sum assured will be payable in case of accidental death or partial/total disability due to an accident.
Under this rider, a lump sum benefit equal to the rider sum is assured upon diagnosing any of the covered 60 Critical Illnesses, such as Stage Cancer / Major Cancer.