Icare Ii Plan
vs
I Term Prime Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
735-1728897850.webp){kind=logo} Icare Ii Plan |
3799-1727265684.webp){kind=logo} I Term Prime Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 65 years |
| Plan Sum Assured | Base sum assured: Rs. 86548 to no limit. | Base sum assured: 25 lakhs to no upper limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under ICICI Pru iCare II Plan | The policy loan is not available under i-Term Prime |
| Plan Sample Premium | Rs 798-/ per month | Rs 504-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 67 years | Minimum term – 5 years Maximum term – 15 years |
| Claim Settlement Ratio (2023-24) | 99.3 | 99.66 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much higher compared to any other? If yes, then you might not know that some term plans have an inbuilt accidental death benefit to enhance the coverage amount. In today's article, we will discuss the ICICI Prudential icare- II Plan.
ICICI Prudential iCare - II is a pure, non-linked term insurance plan that covers you for up to 85 years of age, with a minimum age of entry of just 18 years. With a minimum sum assured of just Rs.86,548 under plan option 1, you can get this plan only for 2444/- annually.
Here are some key features of this plan:
You can add the following riders to your ICICI Pru iProtect Care II Plan:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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