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Icici Prudential Iprotect Smart Plus Plan
635/- per month
VS
Acko Flexi Term Plan
720-/ per month
iProtect Smart Plus Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan that provides financial security to your loved ones in case of your uncertain death during the policy tenure. There are three plan option you can choose from- Life, Life Plus and Life Rebalancing. You have the flexibility to choose the premium payment term and convert from Regular Pay into Limited Pay.
iProtect Smart Plus Term Plan offers a range of benefits including:
| PLAN DETAILS |
Icici Prudential Iprotect Smart Plus Plan |
Acko Flexi Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum maturity age- 99 years | Maximum maturity age- 85 years |
| Plan Sum Assured | Base sum assured- Rs 50 lakhs to Rs No limit | Base sum assured- Flexible sum assured |
| Plan Entry Age | Minimum age- 18 years, Maximum age- 65 years | Minimum Age - 18 years Maximum Age - 70 years |
| Plan Payment modes | Yearly, half-yearly, quarterly, and monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | No policy loan is available under this plan. | Policy loan is not available |
| Plan Sample Premium | Rs 635/- per month | Rs 720-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years | Minimum policy term- 5 years, Maximum policy term- 40 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.38% |
|
ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can choose the following riders with your Acko Flexi Term Insurance Plan to enhance your plan coverage:
In case the policyholder is diagnosed with the critical illnesses, the rider benefits are paid.
This rider offers benefits in case the policyholder suffers total permanent disability due to an accident.
In case the policyholder suffers death due to an accident, rider benefits are paid to either the policyholder or the nominee.
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