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Icici Prudential Iprotect Smart Plus Plan
635/- per month
VS
Hdfc Life Click 2 Protect Ultimate
₹2,200 – ₹3,000
ICICI Prudential iProtect Smart Plus is a comprehensive term insurance plan that offers life cover up to 99 years along with optional protection against critical illness and disability. There are three plan option you can choose from- Life, Life Plus and Life Rebalancing. You have the flexibility to choose the premium payment term and convert from Regular Pay into Limited Pay.
This plan provides flexible payout options and return of premium options, ensuring both financial flexibility for your family.
iProtect Smart Plus Term Plan offers a range of benefits including:
| PLAN DETAILS |
Icici Prudential Iprotect Smart Plus Plan |
Hdfc Life Click 2 Protect Ultimate |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum maturity age- 99 years | 85 years |
| Plan Sum Assured | Base sum assured- Rs 50 lakhs to Rs No limit | INR 1,00,00,000 to INR 3,00,00,000 |
| Plan Entry Age | Minimum age- 18 years, Maximum age- 65 years | 18 to 85 years |
| Plan Payment modes | Yearly, half-yearly, quarterly, and monthly | Monthly, Half-yearly, Quarterly, and Annually. |
| Plan Policy loan | No policy loan is available under this plan. | no |
| Plan Sample Premium | Rs 635/- per month | ₹2,200 – ₹3,000 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years | 5 to 82 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.68% |
|
ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can choose the following riders with your Digit Glow Term Insurance Plan to enhance your plan coverage:
It provides an additional payout over and above the base sum assured in case of death due to an accident, enhancing overall coverage.
It pays a lump sum amount upon diagnosis of specified critical illnesses such as cancer, heart attack, or stroke, helping manage medical and recovery expenses.
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