Instaprotect Plan
vs
Ishield Plan

  • Affordable Premiums
  • Multiple plan options to choose from
  • Flexible premium payment options
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Instaprotect Plan vs Ishield Plan

Instaprotect Plan

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnes...

Ishield Plan

ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against health care expenses such as regular doctor consultations, hospitalisation, drugs, and preventative check-ups. In case of unfortunate demise, this plan ...

PLAN DETAILS

Instaprotect Plan


Ishield Plan

Premium Including GST
Key Features
(Key features of the plan)
  • All round protection
  • Loaded with features
  • Very high Sum Insured
  • Combi Plan - Health & Life
  • Family Cover
  • Discounts for Non-Smokers
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 85 years
Plan Sum Assured Base sum assured: 25/50/70 lakhs Base sum assured: 50 Lakhs to 1 crore
Plan Entry Age Minimum Age - 18 years Maximum Age - 45 years Minimum Age - 18 years Maximum Age - 60 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under Tata AIA InstaProtect Plan The policy loan is not available under ICICI i-shield plan.
Plan Sample Premium - Rs 765-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 50 years Minimum term - 5 years Maximum term - 85 years
Claim Settlement Ratio (2023-24) 99.13 99.3

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

Overview

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.

TATA AIA Insta Protect Solution Plan offers you a range of benefits including:

why-choose
  • Critical Illness Protection
  •  Include your spouse at a later date in your existing policy

Riders

Riders Associated withICICI PruiShield Term Plan

You can add the following riders to your ICICI PruiShield Term Plan:

ICICI Pru Accidental Death Benefit Rider

With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.

ICICI Pru Critical Illness Rider

With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.