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PLAN DETAILS |
![]() Iprotect Super Term Plan |
![]() Icici Prudential Iprotect Smart Plus Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum maturity age- 85 years | Maximum maturity age- 99 years |
Plan Sum Assured | Base sum assured- Rs 50 lakhs to Rs 1 crore | Base sum assured- Rs 50 lakhs to Rs No limit |
Plan Entry Age | Minimum age- 18 years, Maximum age- 55 years | Minimum age- 18 years, Maximum age- 65 years |
Plan Payment modes | Yearly, half-yearly, quarterly, and monthly | Yearly, half-yearly, quarterly, and monthly |
Plan Policy loan | No policy loan is available under this plan. | No policy loan is available under this plan. |
Plan Sample Premium | Rs 761/- per month | Rs 635/- per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years |
Claim Settlement Ratio (2023-24) | 99.3 | 99.3 |
ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan for self-employed individuals or business owners. This is a pure protection plan that offers financial protection to your loved ones against the uncertainties of life. You have the flexibility to choose from two plan options - Limited Pay and Regular Pay as per your financial requirements. In case of any uncertainty or emergency, you have the option to take a premium break for up to 12 months.
iProtect Super Term Plan offers a range of benefits including:
You can avail the following rider with ICICI Prudential iProtect Super Term Plan:
This rider offers an additional sum assured in case the policyholder met with accidental death/ total or permanent disability due to an accident.