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Iprotect Super Term Plan vs Icici Prudential Iprotect Smart Plus Plan

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Iprotect Super Term Plan vs Icici Prudential Iprotect Smart Plus Plan

Iprotect Super Term Plan

iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan for self-employed individuals or business owners. This is a pure protection plan that offers financial protection to your loved ones against the uncertainties of life. You have the flexibility to choose f...

Icici Prudential Iprotect Smart Plus Plan

iProtect Smart Plus Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan that provides financial security to your loved ones in case of your uncertain death during the policy tenure. There are three plan option you can choose from- Life, Life Plus and Life Rebalancing. Yo...

PLAN DETAILS

Iprotect Super Term Plan


Icici Prudential Iprotect Smart Plus Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Term Plan for Self-employed
  • Premium Break Option
  • Smart Exit Benefit
  • Choice of Plan Option
  • Premium Break
  • Insta Claim Payment
Plan Maturity age Maximum maturity age- 85 years Maximum maturity age- 99 years
Plan Sum Assured Base sum assured- Rs 50 lakhs to Rs 1 crore Base sum assured- Rs 50 lakhs to Rs No limit
Plan Entry Age Minimum age- 18 years, Maximum age- 55 years Minimum age- 18 years, Maximum age- 65 years
Plan Payment modes Yearly, half-yearly, quarterly, and monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan No policy loan is available under this plan. No policy loan is available under this plan.
Plan Sample Premium Rs 761/- per month Rs 635/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years
Claim Settlement Ratio (2023-24) 99.3 99.3
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ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review

ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan for self-employed individuals or business owners. This is a pure protection plan that offers financial protection to your loved ones against the uncertainties of life. You have the flexibility to choose from two plan options - Limited Pay and Regular Pay as per your financial requirements. In case of any uncertainty or emergency, you have the option to take a premium break for up to 12 months.

iProtect Super Term Plan offers a range of benefits including:

why-choose
  • Flexible Policy Tenure
  • Choice of Plan Option
  • Premium Break Option
  • Premium Discounts for Females
  • Loyalty Discounts
  • Choice of Death Benefits Payout

Riders

Riders You Can Avail With iProtect Super Term Plan 

You can avail the following rider with ICICI Prudential iProtect Super Term Plan:

ICICI Prudential Non-Linked Accidental Death and Disability Rider

This rider offers an additional sum assured in case the policyholder met with accidental death/ total or permanent disability due to an accident.

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