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Isecure Loan Plan
788/- per month
VS
Tech Term Plan
580-/ per month
Bajaj iSecure Loan Term Plan is a protection-focused insurance plan designed to clear your outstanding loan in case of death. It ensures your family does not inherit financial liability and keeps their future stable even during unexpected events.
It is designed for people with home loans, personal loans, or other long-term borrowings who want simple debt protection in one plan.
Bajaj iSecure Loan Plan offers you a range of benefits including:
| PLAN DETAILS |
Isecure Loan Plan |
Tech Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 80 years |
| Plan Sum Assured | Base sum assured: Rs 3 lakhs to no limit | Base sum assured: Rs 50 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under isecure Loan Plan | The policy loan is not available under LIC Tech Term Plan. |
| Plan Sample Premium | Rs 788/- per month | Rs 580-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 25 years | Minimum term - 10 years Maximum term - 40 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 98.15% |
|
LIC Tech Term Plan No. 854 Details |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Bajaj i-Secure Loan Term Plan:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Future premiums are waived off in case of the policyholder’s demise due to accidental death, disability, or any of the 11 critical illnesses mentioned.
Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.
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