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Life Secure Plan
670/- per month
VS
Hdfc Life Sanchay Legacy
690-/ per month
Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.
Bajaj Life Secure Plan offers you a range of benefits including:
| PLAN DETAILS |
Life Secure Plan |
Hdfc Life Sanchay Legacy |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - Whole life | Maximum Maturity Age - NA |
| Plan Sum Assured | Base sum assured: No limit | Base sum assured: 1.25 times the Single Premium |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 55 years | Minimum Age - 40 years Maximum Age - 75 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annually, Half-yearly, Monthly, Quarterly |
| Plan Policy loan | The policy loan is not available under Bajaj Life Secure Plan. | The policy loan is not available under HDFC Life Sanchay Legacy Plan |
| Plan Sample Premium | Rs 670/- per month | Rs 690-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 100 minus Entry Age | Whole Life |
| Claim Settlement Ratio (2024-25) | 99.29% | 99.68% |
|
HDFC life sanchay par advantage plan full details | HDFC LIFE Sanchay Par Advantage Benefits |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Sanchay Legacy Plan:
Under this rider, upon the Accidental Total Permanent Disability, a benefit equal to 1 % of the rider sum assured per month will be payable for the next ten years.
Under this rider, upon the diagnosis of any listed 19 critical illnesses- a sum assured equal to the rider sum assured will be payable.
A Benefit equal to the rider sum assured will be payable in case of accidental death or partial/total disability due to an accident.
Under this rider, a lump sum benefit equal to the rider sum is assured upon diagnosing any of the covered 60 Critical Illnesses, such as Stage Cancer / Major Cancer.
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