Maha Raksha Supreme
vs
Iprotect Super Term Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Maha Raksha Supreme |
 Iprotect Super Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 80 years | Maximum maturity age- 85 years |
| Plan Sum Assured | Base sum assured: Rs 50 lakhs to no limit | Base sum assured- Rs 50 lakhs to Rs 1 crore |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 70 years | Minimum age- 18 years, Maximum age- 55 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under TATA AIA Maha Raksha Supreme | No policy loan is available under this plan. |
| Plan Sample Premium | 615-/ per month | Rs 761/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 40 years | Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age |
| Claim Settlement Ratio (2023-24) | 99.13 | 99.3 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
TATA AIA has introduced a term plan which covers you for terminal illnesses. You can avail of 50% of the basic sum assured in case you are diagnosed with any terminal illness during policy term.
In addition to this, if you bought your plan at an early age and now plan to get married, you might feel that the sum assured that you chose would be insufficient for the new chapter of your life. For this, Maha Raksha Supreme offers a Life Stage Plus option that helps you to increase the basic sum assured with upcoming future responsibilities such as marriage and childbirth, without undergoing any medical tests again.
Tata AIA Maha Raksha Supreme Term Plan offers you a range of benefits including:
You can add the following riders to your Tata AIA Maha Raksha Supreme:
In case of the policyholder’s demise or disability due to an accident, a payout is paid to the nominee.
This rider provides coverage for various unforeseen events, such as death, disability due to accident, a wide range of critical illnesses, or terminal illnesses.
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