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Pnb Metlife Loan And Life Suraksha Plan
532-/ per month
VS
Hdfc Life Sanchay Legacy
690-/ per month
| PLAN DETAILS |
Pnb Metlife Loan And Life Suraksha Plan |
Hdfc Life Sanchay Legacy |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - NA | Maximum Maturity Age - NA |
| Plan Sum Assured | Base sum assured: 5 Thousand to no limit | Base sum assured: 1.25 times the Single Premium |
| Plan Entry Age | Minimum Age - 15 years Maximum Age - 65 years | Minimum Age - 40 years Maximum Age - 75 years |
| Plan Payment modes | Half-yearly, Quarterly, Yearly, Monthly | NA |
| Plan Policy loan | The policy loan is available under PNB MetLife Loan and Life Suraksha Plan | The policy loan is available under HDFC Life Sanchay Legacy Plan |
| Plan Sample Premium | Rs 532-/ per month | Rs 690-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 2 years, Maximum term - 25 years | Whole Life |
| Claim Settlement Ratio (2023-24) | 99.2 | 99.7 |
|
HDFC life sanchay par advantage plan full details | HDFC LIFE Sanchay Par Advantage Benefits |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
PNB Metlife has launched the PNB MetLife Loan and Life Suraksha Plan, offering life insurance along with protection for your mortgage, educational, personal, and auto loans. The policy comes in 3 types of coverage options, namely the Reducing cover option, the Level cover option, and the Increase of sum assured due to an increase in loan.
The policy allows including 2 people for education, mortgage & other housing loans in the same plan. Whereas, for group insurance maximum 50 people are allowed. The policy also comes with a joint life option where the death benefit is given to the surviving policyholder in case of death of the first life and the policy terminates.
PNB Metlife Loan & Life Suraksha Plan offers you a range of benefits including:
You can add the following riders to your HDFC Life Sanchay Legacy Plan:
Under this rider, upon the Accidental Total Permanent Disability, a benefit equal to 1 % of the rider sum assured per month will be payable for the next ten years.
Under this rider, upon the diagnosis of any listed 19 critical illnesses- a sum assured equal to the rider sum assured will be payable.
A Benefit equal to the rider sum assured will be payable in case of accidental death or partial/total disability due to an accident.
Under this rider, a lump sum benefit equal to the rider sum is assured upon diagnosing any of the covered 60 Critical Illnesses, such as Stage Cancer / Major Cancer.
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