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Pnb Metlife Loan And Life Suraksha Plan
532-/ per month
VS
Smart Swadhan Plus
540-/ per month
PNB MetLife PNB MetLife Loan and Life Suraksha Plan is a comprehensive term insurance plan designed to secure your financial liabilities such as home loans, education loans, personal loans, and auto loans. The plan offers flexible coverage options including reducing cover, level cover, and increasing cover that adjusts according to changes in your loan amount.
The plan supports joint coverage for up to 2 individuals under housing and education loans, which makes it best for co-borrowers and families. For group insurance policies, coverage can be extended to up to 50 members.
PNB Metlife Loan & Life Suraksha Plan offers you a range of benefits including:
| PLAN DETAILS |
Pnb Metlife Loan And Life Suraksha Plan |
Smart Swadhan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - NA | Maximum Maturity Age - 75 years |
| Plan Sum Assured | Base sum assured: 5 Thousand to no limit | Basic Sum Assured: ₹5L to No Limit |
| Plan Entry Age | Minimum Age - 15 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Half-yearly, Quarterly, Yearly, Monthly | Single, Yearly, Quarterly, Half-Yearly, and Monthly |
| Plan Policy loan | The policy loan is available under PNB MetLife Loan and Life Suraksha Plan | The policy loan is not available under SBI Life Smart Swadhan Plus Plan. |
| Plan Sample Premium | Rs 532-/ per month | Rs 540-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 2 years, Maximum term - 25 years | Minimum term - 10 years Maximum term - 30 years |
| Claim Settlement Ratio (2024-25) | 99.57% | 98.83% |
|
SBI Term Insurance | Best Life Insurance Policy In India |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
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