Poorna Suraksha Plan
vs
Promise2protect
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Poorna Suraksha Plan |
 Promise2protect |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum maturity age- 80 years |
| Plan Sum Assured | Basic Sum Assured: ₹20L to ₹2.5 Cr | Base sum assured- Rs 15 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 60 years |
| Plan Payment modes | Yearly, Half-Yearly, and Monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under SBI Life Poorna Suraksha Plan. | Policy loan is not available with this plan |
| Plan Sample Premium | Rs 549-/ per month | Rs 543-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 30 years | Minimum policy term- 5 years, Maximum policy term- (80- Entry age) |
| Claim Settlement Ratio (2023-24) | 98.25 | 99.51 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
SBI Life - Poorna Suraksha is an Individual, Non-Linked, Non-Participating Life Insurance, Pure Risk Premium Product with in-built Critical Illness cover. This Plan is designed by SBI Term Insurance to provide comprehensive protection to customers through lump-sum life insurance coverage and financial support for critical illnesses.
There's a unique feature of the plan called the 'Life Stage Re-balancing' that optimizes the level of protection covered by rebalancing between life cover and critical illness cover. Under this feature, the sum assured amount for the life cover reduces over the term whereas that of critical illness cover increases. And the best part about all this is that the premium amount remains the same throughout the term of the policy.
This plan offers life cover to 36 critical illnesses which is helpful for the policyholders to enhance their requirements with age. SBI Life Poorna Suraksha plan comes with the thought of 'Reverse Parenting' i.e., a child's precious gift to their beloved parents. As they become old, it is the responsibility of children to take care of their parents and this plan is one of the best and most affordable ways to reciprocate the same. Hence, a bunch of happiness exists in this 'Suraksha' policy.
SBI Life Poorna Suraksha Plan offers you a range of benefits including:
You can add the following riders to your SBI Life Poorna Suraksha Plan:
Accidental Death Benefits Riders provide an additional sum if the policyholder dies within 120 days of the accident.
Accidental Total and Permanent Disability Riders cover the policyholder if any accident occurs that leads to the permanent disability of the policyholder.
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