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Premium Return Protection Plan
627-/ per month
VS
Smart Term Plan Plus
586/- per month
Axis Max Life Premium Return Protection Plan is a simple term insurance plan that offers coverage along with a 'Return of Premium' benefit. The plan offers a limited premium-paying term of 11 years making it a smart choice for securing a family's future. The policyholder has the flexibility to choose a protection period (20/25/30 Years).
Axis Max Life Premium Return Protection Plan offers you a range of benefits including:
| PLAN DETAILS |
Premium Return Protection Plan |
Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Base sum assured: 50 lakhs to no limit | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 21 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under Max Life Premium Return Protection Plan. | Policy loan is not available |
| Plan Sample Premium | Rs 627-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 20 years Maximum term - 30 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2024-25) | 99.70 | 99.70 |
|
Axis Max Life Term Insurance Plans |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:
Future premiums are waived off if you face a permanent disability or critical illness. Your plan stays active without any payment burden.
It provides an extra payout over the base sum assured in case of loss of limbs and accidental death. It adds a financial safety layer.
It provides an automatic extra payout of 50% of the sum assured on accidental death. There is no separate rider needed.
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