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Protect N Gain Plan
707-/ per month
VS
Guaranteed Protection Plan
563-/ per month
ICICI Prudential Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and wealth creation. ICICI Protect N Gain is a ULIP designed to combine long-term wealth creation with robust life insurance coverage. The plan protects the insured and their family members with life insurance coverage of up to 100 times the annual premium and grows the wealth through market-linked returns.
This is a protection cum ULIP plan that has a maturity booster benefit and the policyholder can receive a monthly payout through a Systematic Withdrawal Plan(SWP).
Here are some key benefits of this plan:
| PLAN DETAILS |
Protect N Gain Plan |
Guaranteed Protection Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 99 years |
| Plan Sum Assured | Base sum assured: 5 Lakhs to no limit. | Base sum assured: Rs 50 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | Policy loan is not available under ICICI protect n gain plan | The policy loan is not available under IndiaFirst Guaranteed Protection Plan. |
| Plan Sample Premium | Rs 707-/ per month | Rs 563-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum policy term - 30 years, Maximum policy term - 40 years | Minimum term - 10 years Maximum term - 81 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 98.04% |
|
ICICI Prudential Term Insurance IndiaFirst Life Insurance Term Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your ICICI Prudential Protect-n-Gain:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illnesses.
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