Protection Plus Policy
vs
Smart Protect Goal Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Protection Plus Policy |
 Smart Protect Goal Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum maturity age- 80 years | Maximum Maturity Age - 75/85/99 years |
| Plan Sum Assured | Base sum assured: 20 Lac to no limit | 50 lakh to No limit |
| Plan Entry Age | Minimum age- 20 years Maximum age-65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half yearly, quaterly, monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The Policy Loan is not available under Aviva Protection Plus Plan | The policy loan is not available under Bajaj Allianz Smart Protect Goal |
| Plan Sample Premium | Rs 730/- per month | Rs 730/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term-15 Maximum term-50 | Minimum term - 5 years Maximum term - 99 minus Entry age |
| Claim Settlement Ratio (2023-24) | 98.3 | 99.23 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Aviva Protection Plus is a non-linked non-participating individual life insurance savings plan by Aviva Life Insurance India. The plan comes with two plan options such as Enriched Protection Option and the Savings Booster Option.
With a minimum entry age of 20 years, this plan can be purchased for a maximum of 65 years of age. Aviva Protection Plus plan offers whole-life coverage at affordable premiums.
Here are some key features of this plan:
You can add the following riders to your Aviva Protection Plus Plan:
Accidental Death Benefits Rider, offers extra sum assured to the nominee of the policyholder, in case of the death caused by any accident during the rider term. The extra sum assured will be calculated on the original sum assured of the plan.
In Critical illness rider, sum assured will be given to policy holder in advance.if he/she diagnosed with any of the listed critical illnesses such as cancer, kidney failure, heart disease etc. So the policyholder focuses on treatment of disease without worrying about the financial burdens.
In waiver of premium rider, the policyholder future premiums will be waived off in case of permanent disability of body caused by any reason. In waiver of premium rider the insurance companies will wait for 6 months to finalize the premium waiver. If the customer is still not able to work , the rider will be triggered.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
4573-17437572564599-1745910534.png){kind=logo}
