Saral Swadhan Supreme Plan
vs
Family Income Protector Plus Plan

  • Affordable Premiums
  • Multiple plan options to choose from
  • Flexible premium payment options
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Saral Swadhan Supreme Plan vs Family Income Protector Plus Plan

Saral Swadhan Supreme Plan

"A plan which returns all the paid premiums back upon completion of the policy term" Several term insurance plans provide insurance coverage for the premium you have paid. But have you ever heard of a term plan that offers financial security to dependents and returns back all the paid premiums upon ...

Family Income Protector Plus Plan

'A Term plan that gives regular monthly income after your demise' If you support your family financially through your income, then undoubtedly, the comfort, happiness, and protection of your loved ones depend on you. But what if any miss-happen occurs to you? Such a scenario can strip your family of...

PLAN DETAILS

Saral Swadhan Supreme Plan


Family Income Protector Plus Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Affordable plan
  • Return of premium option
  • Tax benefit
  • Monthly Income for 20 yrs
  • Return of premium
  • Tax benefits
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 75 years
Plan Sum Assured Basic Sum Assured: ₹25L to No Limit Basic Sum Assured: ₹14L to ₹1.4Cr.
Plan Entry Age Minimum Age - 18 years Maximum Age - 60 years Minimum Age - 25 years Maximum Age - 60 years
Plan Payment modes Yearly, Half-Yearly and Monthly Annual, Semi-Annual, and Monthly
Plan Policy loan The policy loan is not available under SBI Life Saral Swadhan Supreme Plan. The policy loan is not available under PNB Metlife Saral Jeevan Bima.
Plan Sample Premium Rs 533-/ per month Rs 511-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 15 years Maximum term - 30 years Minimum term - 10 years Maximum term - 20 years
Claim Settlement Ratio (2023-24) 98.25 99.2

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

Overview

"A plan which returns all the paid premiums back upon completion of the policy term"

Several term insurance plans provide insurance coverage for the premium you have paid. But have you ever heard of a term plan that offers financial security to dependents and returns back all the paid premiums upon completion of policy term.

The SBI Life Saral Swadhan Supreme is such a plan which gives 100% of the total premiums paid as maturity benefit upon the survival of the whole policy term along with the continuous cover of death benefit.

SBI Life Saral Swadhan Supreme Plan offers you a range of benefits including:

why-choose
  • Return of Premium Benefit
  • Add-on Riders
  • Tax Benefits As Per Laws
  • Surrender Benefit
  • Death Benefit
  • Multiple Premium Payment Term Cover

Riders

Riders Associated with SBI Life Saral Swadhan Supreme Plan

You can add the following riders to your SBI Life Saral Swadhan Supreme Plan:

SBI Life Accidental Death Benefit Rider

Accidental Death Benefits Rider provides an additional sum if the policyholder dies within 120 days of the accident.

SBI Life Accidental Total and Permanent Disability Rider

Accidental Total and Permanent Disability Rider covers the policyholder if any accident occurs that leads to the permanent disability of the policyholder.

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.