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"A plan which returns all the paid premiums back upon completion of the policy term"
Several term insurance plans provide insurance coverage for the premium you have paid. But have you ever heard of a term plan that offers financial security to dependents and returns back all the paid premiums upon completion of policy term.
The SBI Life Saral Swadhan Supreme is such a plan which gives 100% of the total premiums paid as maturity benefit upon the survival of the whole policy term along with the continuous cover of death benefit.
SBI Life Saral Swadhan Supreme Plan offers you a range of benefits including:

| PLAN DETAILS |
Saral Swadhan Supreme Plan |
Guaranteed Protection Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 99 years |
| Plan Sum Assured | Basic Sum Assured: ₹25L to No Limit | Base sum assured: Rs 50 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly, Half-Yearly and Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under SBI Life Saral Swadhan Supreme Plan. | The policy loan is not available under IndiaFirst Guaranteed Protection Plan. |
| Plan Sample Premium | Rs 533-/ per month | Rs 563-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 15 years Maximum term - 30 years | Minimum term - 10 years Maximum term - 81 years |
| Claim Settlement Ratio (2024-25) | 98.83% | 98.04% |
|
SBI Term Insurance | Best Life Insurance Policy In India IndiaFirst Life Insurance Term Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your SBI Life Saral Swadhan Supreme Plan:
Accidental Death Benefits Rider provides an additional sum if the policyholder dies within 120 days of the accident.
Accidental Total and Permanent Disability Rider covers the policyholder if any accident occurs that leads to the permanent disability of the policyholder.