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Smart Term Plan Plus
586/- per month
VS
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Icici Prudential Iprotect Smart Plus Plan
635/- per month
Axis Max Life Insurance Smart Term Plan Plus is a flexible term insurance plan that provides fixed family payout, high life cover, and terminal illness protection under a single plan. The plan offers 7 coverage variants to match different life stages and financial needs.
It helps your family manage expenses, loans, and future financial goals in your absence. You also get inbuilt terminal illness coverage and the option to increase protection with additional riders.
Axis Max Life Smart Term Plan offers a range of benefits including:
| PLAN DETAILS |
Smart Term Plan Plus |
Icici Prudential Iprotect Smart Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum maturity age - 100 years | Maximum maturity age- 99 years |
| Plan Sum Assured | Base sum assured - Rs 25 lakhs to No limit | Base sum assured- Rs 50 lakhs to Rs No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 65 years |
| Plan Payment modes | Yearly, half-yearly, quarterly, and monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | Policy loan is not available | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 586/- per month | Rs 635/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum policy term - 5 years, Maximum policy term - 82 years | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years |
| Claim Settlement Ratio (2024-25) | 99.78 | 99.33% |
|
ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
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