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Smart Term Plan Plus
586/- per month
VS
Iprotect Super Term Plan
761/- per month
Axis Max Life Smart Term Plan Plus by Axis Max Life Insurance is a unique term insurance plan to meet the changing demands of customers at various life stages. This plan protects your family financially in case something unfortunate happens to you. You have the flexibility to choose from 7 plan variants based on your future financial goals. This plan offers inbuilt terminal illness coverage and an option to enhance coverage with additional rider benefits.
Axis Max Life Smart Term Plan offers you a range of benefits including:
| PLAN DETAILS |
Smart Term Plan Plus |
Iprotect Super Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum maturity age- 100 years | Maximum maturity age- 85 years |
| Plan Sum Assured | Base sum assured- Rs 25 lakhs to No limit | Base sum assured- Rs 50 lakhs to Rs 1 crore |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 55 years |
| Plan Payment modes | Yearly, half-yearly, quarterly, and monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | Policy loan is not available | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 586/- per month | Rs 761/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum policy term- 5 years, Maximum policy term- 82 years | Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age |
| Claim Settlement Ratio (2024-25) | 99.65 | 99.33% |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can avail the following rider with ICICI Prudential iProtect Super Term Plan:
This rider offers an additional sum assured in case the policyholder met with accidental death/ total or permanent disability due to an accident.
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