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Smart Total Elite Protection Plan
605/- per month
VS
Smart Term Plan Plus
586/- per month
Have you ever heard of a term plan that gives you a 12-month grace period before paying your next premium? Axis Max Life Smart Total Elite Protection Term plan is such a plan, allowing you to defer your premiums for 12 months while your coverage stays intact!
Axis Max Life STEP plan is a pure-risk comprehensive solution at an affordable price. It allows you to design your term plan and add additional coverage against accidental disability and critical illnesses.
Axis Max Life Smart Total Elite Protection offers you a range of benefits including:
| PLAN DETAILS |
Smart Total Elite Protection Plan |
Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Base sum assured: 20 lakhs to no limit. | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under Smart Total Elite Protection Plan. | Policy loan is not available |
| Plan Sample Premium | Rs 605/- per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 67 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2024-25) | 99.70 | 99.70 |
|
Max Life Smart Term Plan |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Axis Max Life STEP plan:
Axis Max Life Waiver of Premium Plus rider supports the insurer and their family by waiving off all future premiums of the term plan, in case of the occurrence of any of the following events- Critical Illness or Permanent Disability.
Under the critical illness rider, the policyholder receives an additional sum assured along with the base sum assured of the policy, in case of diagnosis of any 40 listed critical diseases.
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