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Suraksha Plan
519-/ per month
VS
Loan Protect Plan
830/- per month
Bharti AXA Life Suraksha is a protection plan that allows you to get whole-life coverage till 99 years. It offers 2 plan options: without the return of premium and with the return of premium. The plan provides several additional in-built benefits such as life stage benefit, joint life cover, special exit value, premium top-up option, etc. The plan offers flexible premium payment terms that allow you to pay premiums at your convenience. Also, decide on your death benefit payout: lump sum, monthly installments, or lump sum + monthly installments. In this plan, you get additional protection against critical illness and hospitalization.
Bharti AXA Life Suraksha Plan offers you a range of benefits including:
| PLAN DETAILS |
Suraksha Plan |
Loan Protect Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 99 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Basic Sum Assured: ₹5 Lakhs to no limit. | Base sum assured: 5 Lac to 30 Lac |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, Semi-Annual, Quarterly, and Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Bharti AXA Life Suraksha Plan. | The policy loan is not available under ICICI Loan Protect Plan. |
| Plan Sample Premium | Rs 519-/ per month | Rs 830/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 5 years Maximum term - 30 years |
| Claim Settlement Ratio (2024-25) | 99.18% | 99.33% |
|
Bharti AXA Term Insurance Plans ICICI Prudential Term Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Bharti AXA Life Suraksha Plan:
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
Receive additional sum assured chosen under the rider in case of happening of a covered event.
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