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Tech Term Plan
580-/ per month
VS
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Icici Prudential Iprotect Smart Plus Plan
635/- per month
LIC's Tech Term plan is a non-linked, non-participating online, pure risk premium plan, that provides financial protection to the insured's family in case of the demise of the policyholder during the policy term. The plan was introduced by LIC of India to facilitate easy access to term plans for those looking to buy from the comfort of their homes. In addition to covering potential financial expenses of the insured's family, the Tech Term plan comes with additional benefits in the form of riders for enhanced coverage.
LIC Tech Term Plan offers you a range of benefits including:
| PLAN DETAILS |
Tech Term Plan |
Icici Prudential Iprotect Smart Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 80 years | Maximum maturity age- 99 years |
| Plan Sum Assured | Base sum assured: Rs 50 lakhs to no limit. | Base sum assured- Rs 50 lakhs to Rs No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under LIC Tech Term Plan. | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 580-/ per month | Rs 635/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 40 years | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years |
| Claim Settlement Ratio (2024-25) | 98.15% | 99.33% |
|
LIC Tech Term Plan No. 854 Details ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can choose the following riders with your Digit Glow Term Insurance Plan to enhance your plan coverage:
It provides an additional payout over and above the base sum assured in case of death due to an accident, enhancing overall coverage.
It pays a lump sum amount upon diagnosis of specified critical illnesses such as cancer, heart attack, or stroke, helping manage medical and recovery expenses.
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