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Tech Term Plan
580-/ per month
VS
Tata Aia Maha Raksha Supreme Select Plan
775 /month
LIC's Tech Term plan is a non-linked, non-participating online, pure risk premium plan, that provides financial protection to the insured's family in case of the demise of the policyholder during the policy term. The plan was introduced by LIC of India to facilitate easy access to term plans for those looking to buy from the comfort of their homes. In addition to covering potential financial expenses of the insured's family, the Tech Term plan comes with additional benefits in the form of riders for enhanced coverage.
LIC Tech Term Plan offers you a range of benefits including:
| PLAN DETAILS |
Tech Term Plan |
Tata Aia Maha Raksha Supreme Select Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 80 years | 100 years |
| Plan Sum Assured | Base sum assured: Rs 50 lakhs to no limit. | ₹ 25,00,000 to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | 18 to 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, Half-Yearly, Quarterly, Monthly |
| Plan Policy loan | The policy loan is not available under LIC Tech Term Plan. | No |
| Plan Sample Premium | Rs 580-/ per month | 775 Rs/month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 40 years | 5 to 82 years |
| Claim Settlement Ratio (2024-25) | 98.15% | 99.41 |
|
LIC Tech Term Plan No. 854 Details |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:
Provides a lump-sum payout if you are diagnosed with a covered critical illness.
Adds extra life cover or payout in case of death, disability, or terminal illness.
Offers additional protection benefits along with rewards for staying healthy and active.
Provides health-related benefits and rewards based on your fitness and wellness activities.
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