Preventive Health Checkup

Nowadays preventing diseases is an absolute challenge due to unhealthy habits and sedentary routines. That's why doctors are recommending regular preventative health checkups to diagnose the diseases at the earliest.

Preventive health checkup is a necessity due to increasing lifestyle related illnesses and has proven to reduce financial stress on individuals in the long run. The process of going through a preventive health checkup gives you insight into your health and can help you prevent a critical illness or even cure one before it becomes a bigger issue. Individuals can avail of the facility of a preventive health check-up under some of the health insurance plans annually without any additional charges.

What is Preventive Health Checkup?

A preventive health check-up comprises various tests and diagnoses that help an individual to understand their health at a microscopic level allowing them to make amends in their lifestyle or habits to live a healthy life. Preventive health care allows individuals to understand the potential risks to their health and take preventive steps.

Benefits of Preventive Health Checkup

There are a plethora of benefits of preventive health check-ups and we have listed a few below:

Who requires preventive health checkups?

Preventive health care is a healthy habit to adopt and must be done by all adults. However, there are some people who require it more than others:

Lists of tests under Preventive Health check-up

Tax Deduction Under Section 80D

You can avail of a tax exemption of INR 5000 under section 80D of the Income Tax Act, 1961 on Preventive Health check-up, enacted by the Govt. of India. You can claim an overall amount of INR 25000 at the expense of preventive health checkups for yourself, your spouse, or your dependent children.

Know More About: Save Taxes Under Health Insurance Policy

Does your health insurance cover Preventive Health Checkups?

Many health insurance companies cover basic health tests. Before buying a Health Insurance plan, you must read the Terms & Conditions to check the coverage of Preventive Health Care. So, if you are going for any check-up that is not covered under your health policy, then you have to pay for it as it is non-claimable.

Things to remember while going for a Preventive Health checkup

Here is a list of things to consider while going for Preventive Health Checkups:

• Most of the tests require an empty stomach of at least 10 hrs.
• You need to wear easy and comfortable clothes for better maneuver.
• Never wear accessories or metallic objects while going for imaging tests like CT scans, X-Rays, etc.
• Inform your doctor if you are on a pacemaker before the checkups.