Preventive Health Checkup

Nowadays preventing diseases is an absolute challenge due to unhealthy habits and sedentary routines. That's why doctors are recommending regular preventative health checkups to diagnose the diseases at the earliest.

What is Preventive Health Checkup?

Health can be defined as a state of physical, mental, and social well-being that can be achieved by a balanced diet, adequate sleep, and physical exercise. Even after taking all these steps, you can still catch diseases unexpectedly. Many researches show that regular health checkups can detect potential health issues before they become critical and incurable. Preventive Health checkup is the path to a healthier life.

What are the benefits of preventive health checkup packages?

There are various benefits of purchasing preventive health checkup packages. Some of these benefits are listed below:

Who requires preventive health checkups?

A person who is at the age of 30 or beyond requires regular health checkups because they are more prone to get affected by life-threatening diseases. Preventive health checkups are necessary for people who are affected by these diseases:

List of Preventive Healthcare Packages

There are various gender-specific, age-specific, and disease-specific packages that you can choose from.

1. Family Package

   In this package, an entire family can take the benefits of full-body check-ups, dietary, dental consultations, and ophthalmic. Some hospitals also provide customized packages for both men and women.

2. Cardiac Package

   This package helps to identify the risk of heart strokes and other cardiovascular accidents and provides corrective consultations.

3. Diabetes Package

   In this package, regular checkups shall be performed related to diabetes to avoid complications.

4. Cancer Package

   This package helps in the detection of cancer at an early stage and assesses future risk.

5. Pediatric Package

   This plan includes a range of Pediatric, Ophthalmic, Dental, and general check-ups for children up to 13 years of age.

6. Fertility Check-up

   Couples having a problem in conceiving can opt for fertility check-ups with expert consultations.

7. Dental Package

   You can take a dental checkup package for your dental problems other than the regular check-up plan.

Health Insurance Companies

Lists of tests under Preventive Health check-up

Tax Deduction Under Section 80D

You can avail of a tax exemption of INR 5000 under section 80D of the Income Tax Act, 1961 on Preventive Health check-up, enacted by the Govt. of India. You can claim an overall amount of INR 25000 at the expense of preventive health checkups for yourself, your spouse, or your dependent children.

Know More About: Save Taxes Under Health Insurance Policy

Does your health insurance cover Preventive Health Checkups?

Many health insurance companies cover basic health tests. Before buying a Health Insurance plan, you must read the Terms & Conditions to check the coverage of Preventive Health Care. So, if you are going for any check-up that is not covered under your health policy, then you have to pay for it as it is non-claimable.

Things to remember while going for a Preventive Health checkup

Here is a list of things to consider while going for Preventive Health Checkups:

• Most of the tests require an empty stomach of at least 10 hrs.
• You need to wear easy and comfortable clothes for better maneuver.
• Never wear accessories or metallic objects while going for imaging tests like CT scans, X-Rays, etc.
• Inform your doctor if you are on a pacemaker before the checkups.