Nowadays preventing diseases is an absolute challenge due to unhealthy habits and sedentary routines. That's why doctors are recommending regular preventative health checkups to diagnose the diseases at the earliest.
Health can be defined as a state of physical, mental, and social well-being that can be achieved by a balanced diet, adequate sleep, and physical exercise. Even after taking all these steps, you can still catch diseases unexpectedly. Many researches show that regular health checkups can detect potential health issues before they become critical and incurable. Preventive Health checkup is the path to a healthier life.
There are various benefits of purchasing preventive health checkup packages. Some of these benefits are listed below:
A person who is at the age of 30 or beyond requires regular health checkups because they are more prone to get affected by life-threatening diseases. Preventive health checkups are necessary for people who are affected by these diseases:
There are various gender-specific, age-specific, and disease-specific packages that you can choose from.
In this package, an entire family can take the benefits of full-body check-ups, dietary, dental consultations, and ophthalmic. Some hospitals also provide customized packages for both men and women.
This package helps to identify the risk of heart strokes and other cardiovascular accidents and provides corrective consultations.
In this package, regular checkups shall be performed related to diabetes to avoid complications.
This package helps in the detection of cancer at an early stage and assesses future risk.
This plan includes a range of Pediatric, Ophthalmic, Dental, and general check-ups for children up to 13 years of age.
Couples having a problem in conceiving can opt for fertility check-ups with expert consultations.
You can take a dental checkup package for your dental problems other than the regular check-up plan.
|Preventive Health Checkup Packages|
|Diabetes Test||Blood sugar fasting, Blood Sugar PP|
|Liver Test||Liver enzymes, Serum Bilirubin|
|Blood Profile||Blood grouping, Complete Haemogram & ESR|
|Kidney Test||Serum Creatinine, Blood Urea, Bun|
|Lipid Profile||Cholesterol, Triglyceride, HDL, LDL|
|Thyroid Test||TSH, T3 and T4 Level|
|Abdominal Test||Abdominal Ultrasound|
|Cardiac||ECG, 2D Echocardiogram, Coronary Angiography, Chest X-ray|
You can avail of a tax exemption of INR 5000 under section 80D of the Income Tax Act, 1961 on Preventive Health check-up, enacted by the Govt. of India. You can claim an overall amount of INR 25000 at the expense of preventive health checkups for yourself, your spouse, or your dependent children.
Know More About: Save Taxes Under Health Insurance Policy
Many health insurance companies cover basic health tests. Before buying a Health Insurance plan, you must read the Terms & Conditions to check the coverage of Preventive Health Care. So, if you are going for any check-up that is not covered under your health policy, then you have to pay for it as it is non-claimable.
Here is a list of things to consider while going for Preventive Health Checkups: