Preventive Health Checkup - Path to Healthier Life
- Information About Preventive Health Checkup Packages
- Common Tests Under Preventive Health Checkup
- Important Things To Remember Before The Checkup
Nowadays preventing diseases is an absolute challenge due to unhealthy habits and sedentary routines. That's why doctors are recommending regular preventative health checkups to diagnose the diseases at the earliest.
Preventive health checkup is a necessity due to increasing lifestyle related illnesses and has proven to reduce financial stress on individuals in the long run. The process of going through a preventive health checkup gives you insight into your health and can help you prevent a critical illness or even cure one before it becomes a bigger issue. Individuals can avail of the facility of a preventive health check-up under some of the health insurance plans annually without any additional charges.
A preventive health check-up comprises various tests and diagnoses that help an individual to understand their health at a microscopic level allowing them to make amends in their lifestyle or habits to live a healthy life. Preventive health care allows individuals to understand the potential risks to their health and take preventive steps.
There are a plethora of benefits of preventive health check-ups and we have listed a few below:
Preventive health care is a healthy habit to adopt and must be done by all adults. However, there are some people who require it more than others:
There are various kinds of preventive health checkups that individuals can avail to detect potential health risks such as women's health checkup, child health checkup, full body health check-up, cardiac health checkup, etc.
| Types Of Preventive Check-ups | List of Preventive health tests |
| Full Body Checkups | Blood and Urine Tests Lipid Profile Tests Vitamin Check Ultrasonography of the abdomen and pelvis Thyroid Tests Kidney Function |
| Cardiac Checkups | Chest X-Ray ECG and Echo Cardiography |
| Diabetes Checkup | Fasting Blood Sugar Level Test HbA1c Test Glucose Tolerance Test |
| Health Check-Up For Women | Pap Smear Tests Cervix Cancer Test Pelvic Exam Breast Cancer Test |
| Child Health Checkup | Eye examination Hearing Test Blood Group and Rh Type Test Complete Blood Count Stool Test Urine Analysis |
There are various preventive health checkups set for different age groups mentioned below:
| Age Group | Preventive Health Checkup |
| 0-10 years | Auscultation Palpation Percussion Ophthalmic Exam Hearing Test Temperature Weight Newborn Jaundice Reflexes |
| Adolescence | Lipid Profile High Cholesterol Obesity DIabetes Anemia High Blood Pressure Hepatitis B Hepatitis C HIV Tuberculosis Chlamydia and Gonorrhea |
| Adults (20-40 Years) | Weight Check Blood Pressure Lipid Profile Pelvic Exam and Pap Smear (For women) Eye Examination Hepatitis C Vaccinations (If any) Testicular self exam (For men) Skin Self-Exam Colon Cancer (Other exams if needed on doctor's recommendation) |
| After 40 Years | BP Cholesterol screening Heart Disease Screening Cancer Screening Cervical Cancer Screening Eye Examination Dental Examination Diabetes Immunization Lung Cancer Breast Cancer Bone Mineral Density |
| After 60 Years | Depression Screening Diabetes Test Hearing Test Bone Density Test (Any other test recommended by the doctor) |
Here are some factors you must keep in mind before going for a preventive health care test:
| Preventive Health Checkup Packages | |
| Types | Tests |
| Diabetes Test | Blood sugar fasting, Blood Sugar PP |
| Liver Test | Liver enzymes, Serum Bilirubin |
| Blood Profile | Blood grouping, Complete Haemogram & ESR |
| Kidney Test | Serum Creatinine, Blood Urea, Bun |
| Lipid Profile | Cholesterol, Triglyceride, HDL, LDL |
| Thyroid Test | TSH, T3 and T4 Level |
| Abdominal Test | Abdominal Ultrasound |
| Cancer | PAP smear |
| Cardiac | ECG, 2D Echocardiogram, Coronary Angiography, Chest X-ray |
You can avail of a tax exemption of INR 5000 under section 80D of the Income Tax Act, 1961 on Preventive Health check-up, enacted by the Govt. of India. You can claim an overall amount of INR 25000 at the expense of preventive health checkups for yourself, your spouse, or your dependent children.
Know More About: Save Taxes Under Health Insurance Policy
Many health insurance companies cover basic health tests. Before buying a Health Insurance plan, you must read the Terms & Conditions to check the coverage of Preventive Health Care. So, if you are going for any check-up that is not covered under your health policy, then you have to pay for it as it is non-claimable.
Here is a list of things to consider while going for Preventive Health Checkups:
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