Aditya Cancer Secure Plan
vs
Personal Accident Insurance

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three stages of cancer whether it’s an early stage, major or advanced stage. The plan offers robust coverage along with high-sum insured options ranging from,

• 5 – 10 lakhs (in multiples of 1 lakh)
• 15 – 25 lakhs (in multiples of 5 lakhs)
• 30 – 50 lakhs (in multiples of 10 lakhs)
• 1 crore

The plan has a minimal survival period of just 7 days allowing policyholders to avail of cancer coverage effectively within a short span of time. The initial waiting period for Aditya Birla Activ Secure Cancer Secure Plan is 90 days and 180 days for early-stage cancer. Insurance holders get a lump sum payout on detection of all cancer stages. On diagnosis of early cancer stage, a 50% sum insured is available to a maximum of INR 10 Lakhs, on diagnosis of major cancer stage 100% sum insured is paid to the insured life, and on diagnosis of advanced cancer stage 150% of sum insured can be claimed by the insured individual. Aditya Birla Capital Cancer Secure plan offers optional covers such as second e-opinion and wellness coach to the policyholders. We at PolicyX have compiled all the insights required to make an informed decision regarding this plan

Out of over 5 lakh road accidents in India, the reported total number of deaths is more than 1.6 lakhs and over 4.4 lakhs of people got severely injured. This was a shocking report published by the States and Union Territories on PIB.

Digit personal accident insurance policy is a product that has your back, whether to protect you medically or financially when you require it the most. Not limited to the insured member only, it also covers nominees of the insurance policy. Let's assume here the worst scenario of a policyholder's accident, the chances are; that they can either face an accidental death or can cause a total or partial disablement for life. The accidents can be of any sort, like a road accident, a fall, a slip off from the stairs, burns due to a fire, or anything else.

Do you think, the insured individual will be able to take care of their family after an accident of such severity? Most people can't. Then why should we wait for financial distress to come, when we can secure our family's future beforehand?

However, before moving forward to a decision, know about the specifications and exclusions of the Digit personal accident insurance plan that covers hospitalization expenses in case of an accident or injury. Additionally, it provides your family with financial cover, education grants for children, and expenses for their marriage (when the insured is suffering from a permanent total disability or died due to an accident).

Read on to know more about Digit health insurance for personal accident coverage offerings.