Aditya Cancer Secure Plan
vs
Pnb Oriental Royal Mediclaim Insurance Policy
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
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| PLAN DETAILS |
 Aditya Cancer Secure Plan |
 Pnb Oriental Royal Mediclaim Insurance Policy |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
11000 | 4000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | Min- 18 years, Max- 65 years | 18 to 79 Years |
| Plan Premium Entry Age and S/A | 428 | 8393 |
| Plan Waiting Period | 90 days to 180 days | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | 428 | 8393 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1 Year |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 64.68 | 91.62 |
| Solvency Ratio | 2.3 | 0.6 |
Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three stages of cancer whether it’s an early stage, major or advanced stage. The plan offers robust coverage along with high-sum insured options ranging from,
The plan has a minimal survival period of just 7 days allowing policyholders to avail of cancer coverage effectively within a short span of time. The initial waiting period for Aditya Birla Activ Secure Cancer Secure Plan is 90 days and 180 days for early-stage cancer. Insurance holders get a lump sum payout on detection of all cancer stages. On diagnosis of early cancer stage, a 50% sum insured is available to a maximum of INR 10 Lakhs, on diagnosis of major cancer stage 100% sum insured is paid to the insured life, and on diagnosis of advanced cancer stage 150% of sum insured can be claimed by the insured individual. Aditya Birla Capital Cancer Secure plan offers optional covers such as second e-opinion and wellness coach to the policyholders. We at PolicyX have compiled all the insights required to make an informed decision regarding this plan
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