Global Health Secure Plan
vs
Star Group Health Insurance

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Global Health Secure Plan vs Star Group Health Insurance

Global Health Secure Plan

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the Aditya Birla Global Health Secure plan is always ready to outperform. You might have questions about its coverage benefits, worry not! Check here the ...

Star Group Health Insurance

Star Health provides Group Arogya Sanjeevani and Star Group Health insurance. With Star group health plans, insured individuals have the freedom to choose to include their family members, like spouse, dependent children, parents, and parents-in-law. Additionally, Star group health plans can be issue...

PLAN DETAILS

Global Health Secure Plan


Star Group Health Insurance

Premium Including GST
Product Type Individual Group Health Insurance
Key Features
(Key features of the plan)
  • 16 major illness cover
  • International second e-opinion
  • Worldwide cashless treatment
  • Explore Star Health Group Plans
  • Star Claim Settlement Ratio
  • Benefits of Star Group Plans
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
11000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Not Covered
Plan Entry Age Child: 91 days - 5 years, Adult: 18 - 65 years Any age can enter this policy
Plan Premium Entry Age and S/A NA NA
Plan Waiting Period 30 Coverage from day 1
Plan Coverage - Group Health
Plan Sample Premium NA -
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 years 1 Year
ICU Charges Covered Not Covered
Covid-19 Treatment Covered Covered
Cataract Not Covered Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 64.68 99.21
Solvency Ratio 2.3 2.19

Know More About Plans

Overview

When you have access to everything global, why should your healthcare be any different?

To cater to your global healthcare services requirements, the Aditya Birla Global Health Secure plan is always ready to outperform. You might have questions about its coverage benefits, worry not!

Check here the key highlights:

  • Treatment covers for 16 major illnesses
  • Cashless hospitalisation across a global network hospitals
  • International travel and accommodation expenses cover
  • Organ donor cover
  • Visa documentation guidance

Additionally FYI, this global health insurance plan is available only for those who already have a domestic health insurance indemnity policy (mandatory in India), the sum insured of which should be INR 10 Lakhs or more than that. There’s no age limit for renewing the policy, meaning you can renew your policy after every completed policy tenure. It will help you maintain your health while wandering globally or outside India and save you from unwanted financial strain.

This plan page discusses the further aspects of Aditya Birla Global Health Secure policy including eligibility criteria, benefits, exclusions, and so on. To know more, scroll below!

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.