Max Bupa Critical Illness
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Personal Accident Insurance

Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical illness whether they are young or old, which can be financially, physically, and emotionally distressing. Having strong critical illness insurance coverage is crucial because the treatment of these diseases takes a very long time to complete and costs a hefty amount. For scenarios like these, the insurance providers offer critical illness insurance plans. One such plan is the Niva Bupa Critical Illness policy. In this article, we will discuss the features, advantages, and coverage offered by the Niva Bupa Critical Illness Plan as well as why it is a good option for people looking for critical illness covers.

Introduction to Critical Illness Insurance

When a diagnosis of a life-threatening medical condition occurs that requires extravagant funds to be treated, critical illness insurance is intended to provide the policyholders with financial assistance. When a covered disease or condition is diagnosed, critical illness coverage pays out in one lump sum amount, unlike typical health insurance. This payment may be utilized to pay for any costs associated with the treatment or therapies, including medical bills, lost wages due to lifestyle changes, etc.

Eligibility Criteria

The applicant should consider the following criteria:

• Minimum age requirement - 18 Years
• Maximum age requirement - 65 Years

Out of over 5 lakh road accidents in India, the reported total number of deaths is more than 1.6 lakhs and over 4.4 lakhs of people got severely injured. This was a shocking report published by the States and Union Territories on PIB.

Digit personal accident insurance policy is a product that has your back, whether to protect you medically or financially when you require it the most. Not limited to the insured member only, it also covers nominees of the insurance policy. Let's assume here the worst scenario of a policyholder's accident, the chances are; that they can either face an accidental death or can cause a total or partial disablement for life. The accidents can be of any sort, like a road accident, a fall, a slip off from the stairs, burns due to a fire, or anything else.

Do you think, the insured individual will be able to take care of their family after an accident of such severity? Most people can't. Then why should we wait for financial distress to come, when we can secure our family's future beforehand?

However, before moving forward to a decision, know about the specifications and exclusions of the Digit personal accident insurance plan that covers hospitalization expenses in case of an accident or injury. Additionally, it provides your family with financial cover, education grants for children, and expenses for their marriage (when the insured is suffering from a permanent total disability or died due to an accident).

Read on to know more about Digit health insurance for personal accident coverage offerings.