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Royal Sundaram Family Plus Plan
N/A
VS
Super Top Up Plan
NA
Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family.
It's obvious that healthcare facilitation has become expensive these days, no wonder it'll touch the sky further. Resultantly, you must buy health insurance plan that extensively covers all the members of your family not only your legally wedded spouse, children, or parents but your in-laws, maternal and paternal extended family including 19 members with a combination plan. Additionally, if you're planning to secure your child's future health needs, or starting a new life with a newborn, having this plan will enhance the joyous experience of your life with its maternity and newborn covers.
Here, you can buy the Royal Sundaram Family Plus plan as a combination of Individual SI + Floater SI which will cover all the family members exclusively as a whole of the sum insured on a shared basis.
This article has everything that you need to know about the Royal Sundaram Family Plus plan, read further to learn more.
| PLAN DETAILS |
Royal Sundaram Family Plus Plan |
Super Top Up Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | 18 Years to No Upper Limit | 18 years to No maximum limit |
| Plan Premium Entry Age and S/A | N/A | NA |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Top-up & Super Top-up cover |
| Plan Sample Premium | N/A | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | 1,2,3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 96.17 | 98 |
| Solvency Ratio | 2.20 | 1.76 |
|
Manipal Cigna Health Insurance Plan Detailed Review |
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