Aviva Life Term Insurance Plans
Aviva Life Term Insurance offers you multiple term insurance plans based on the features, benefits, and
eligibility criteria. Here are some of the term plans offered by Aviva Life Term Insurance.
| Plan |
Entry Age |
Tenure |
Min. Sum Assured |
Unique Features |
|
Aviva Protection Plus Plan Plan
|
Minimum age- 20 years Maximum age-65 years |
Annual, half yearly, quaterly, monthly |
Rs. 20 Lacs |
- Return of Premium
- Savings booster
- Premium discount on high sum assured
|
Aviva Life Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here
are the reasons why you should choose Aviva Life Term Insurance Plans:
Eligibility Criteria of Aviva Term Insurance Plans
To purchase an Aviva term insurance plan in 2025, certain eligibility criteria must be met. Let's understand the eligibility criteria in detail.
Age: A person between the ages of 18 and 65 is eligible to apply for a term life insurance plan. The policyholder’s age is a key factor in the term insurance plan’s premium.
Health condition: Since an Aviva term insurance plan insures the policyholder’s life, most insurance providers require a policyholder to undergo a health examination to determine the current health condition and the inherent risks for the insurer. Be completely honest about your health condition and medical history to avoid issues during claim settlement.
Income: An Aviva term insurance plan has no specified minimum income requirement. However, they might ask you for your bank statement copies and salary slips to determine the coverage on your term plan.
Smoking habits: If you smoke or have been a smoker in the past, you must disclose this information to the insurer. It is because smokers are exposed to severe health hazards like lung cancer.
Citizenship: Indian citizens can buy an Aviva term insurance plan in India in their name. However, NRIs or PIOs can also leverage the benefits of a term insurance plan in India.
Additional Benefits Offered By Aviva Term Plans
Aviva Life Term Insurance Plans offer various additional benefits to the policyholders, some of which are explained below:
Premium Discounts on Higher Sum Assured
With AVIVA term Insurance plans, you can get a upto 15% premium discount on higher sum assured.
Return of Premium
AVIVA Term Plans offer a return of premium benefit to the policyholders with some of their plans. Once the life assured survives the whole policy tenure, he/she can get all the paid premium back.
Surrender Benefits
In case, you don't want to continue the term plan or your insurance requirement is completed, with the AVIVA term insurance plan, you can surrender your policy at any policy anniversary during the policy tenure.
Affordable Premiums
AVIVA Term Plans offer long-term coverage at affordable cost. With the AVIVA Protection Plus term plan you can protect yourself starting with Rs. 750/- per month.
Types of Aviva Term Plans
There are a plethora of Aviva Life Term Plans based on their features, benefits, and premiums. You can select that best suits your requirements.
Basic term insurance plan
Plan Name: AVIVA Protection Plus
Filing a claim for Aviva Term Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Aviva Life Term Plan, you need to follow the below-mentioned steps.
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