Go Digit Life Insurance Company
- Hyper-flexible Products
- Paperless Process
- Jargon-free Documents
Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.
Apeksha Parsai has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.
Updated on Jul 09, 2025 8 min read
Go Digit General Insurance founded in 2016 by Kamesh Goyal was initially incorporated as Oben General Insurance Limited and later rebranded as Go Digit General Insurance Limited in 2017. Go Digit Life Insurance offers a variety of life insurance plans, including term life insurance, whole life insurance, endowment plans, and group term life insurance. They also offer a unique combination plan called the Digit Life Healthy Glow Policy, which combines term life and health insurance.
Go Digit Life Insurance Company ensures to look after your insurance needs by offering:
Affordable premiums
Simple documentation process
Wide range of insurance solutions
Totally paperless processes
Tax savings
To get more insight into Go Digit Life Insurance Company Company's performance, take a look at the below key highlights that will help you to analyze the company based on its performance:
Go Digit Life Insurance Company has a Solvency Ratio of 2.07 as per the IRDAI annual report 2023-24. The solvency ratio helps the prospective policyholder assess the ability of a company to meet its financial obligations. As of now, IRDAI mandates maintaining a solvency ratio of 1.50 for every insurer.
There are multiple benefits of Go Digit Life Insurance Plans. Read below to understand the plethora of advantages provided by the insurer.
You can choose the sum assured of your Go Digit Life insurance plan as per your future financial needs and the number of dependents at pocket-friendly costs.
Go Digit Life insurance plans offer multiple premium payment options such as: monthly, quarterly, half-yearly, and yearly.
Go Digit Life Insurance Company offers various plans, including term insurance plans, ULIP plans, retirement plans, and child plans. You can choose the one that best suits your needs.
You can purchase Go Digit Life plans hassle-free through PolicyX.com or their nearest branch offices.
You can choose rider options with Go Digit Life Insurance to enhance the overall coverage of your base plan.
You can avail of the following riders with Go Digit Life Insurance Plans:
| Name of the Rider | Benefits |
| Go Digit Accidental Death Rider | Offers additional benefits in case of the policyholder’s death due to an accident. |
| Go Digit Accidental Disability Rider | This rider offers the rider sum assured in case the policyholder becomes partially or totally disabled due to an accident. |
| Go Digit Critical Illness Rider | In case the policyholder is diagnosed with any of the critical illnesses mentioned in the brochure then rider benefits are paid to them. |
Here is the list of documents required to buy the Go Digit Life Insurance Policy:
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Go Digit Life Insurance Company allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.
Fill out the form given at the top of this page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, and riders (if required), and then proceed to make the payment. Once the payment is made, you will get a payment confirmation at your registered email address.
Visit the official website of Go Digit Life Insurance Company.
From the top of the page choose the type of plan you want to buy- Term plan/ Investment plan/ ULIPs, etc.
A new window will open. Enter your basic details including name, contact number, email address, occupation, residence details, etc
It will show you the premium amount based on the provided details.
Once the payment is made, you will get a payment confirmation at your registered email address.
Every claimant/nominee is assigned a dedicated Claims Relationship Officer who helps through the entire process. The life insurance claim settlement of Go Digit Life Insurance involves the following steps:
Inform the company about the incident via various available channels. You can file it through Go Digit application, . A claim reference number/intimation number will be provided to you upon successfully registering the claim.
You will be requested to submit the following documents to process the claim.
In case of natural death: death claim form, death certificate issued by the local municipality, original policy documents, claimant's identity & residence Proof, medical records, and account details of the nominee.
In case of an accidental death: the same documents with an FIR and post-mortem report.
After receiving all the documents and claim forms, the insurer will verify the details. If they require any additional details they will contact you via call or email. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over a call or an email.
Axis Max Life Insurance Company's claim settlement procedure can be initiated by visiting the local Axis Max Life Branch Office. For the details of Axis Max Life Insurance branches, you can visit their website and locate the nearest branch. You have to submit the above-mentioned documents in hardcopy at your nearest branch to file the claim.
If you have any more queries regarding Go Digit Life Insurance Company Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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