Hdfc Life Uday Plan
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Icici Prudential Future Perfect Plan

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Hdfc Life Uday Plan vs Icici Prudential Future Perfect Plan

Hdfc Life Uday Plan

Invest today for a worry-free tomorrow: HDFC Life Uday Savings Plan for a brighter future. HDFC Life Uday, from HDFC Investment Life Insurance, is a guaranteed savings plan that allows you to get the dual benefit of wealth creation and family protection. Upon your unfortunate death, your family shal...

Icici Prudential Future Perfect Plan

Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future. Savings alone won't make your dreams come true; you need to grow your money to reach your future goals. A investment plan like ICICI Pru Future Perfect helps grow your wealth with the promise of protecting your ...

PLAN DETAILS

Hdfc Life Uday Plan


Icici Prudential Future Perfect Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits
  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
Plan Uniqueness
  • Auto Cover Continuance
  • Partial withdrawal
  • Two policy term options
  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
Plan Maturity age Maximum maturity age: 70 years Maximum maturity age - 70 years
Premium payment term Minimum: 8 years Maximum: 10 years 5/7/10/15/20 years
Plan Entry Age Minimum Age: 18 years Maximum Age: 55 years Minimum age - 91 days Maximum age - 55 years
Sum assured Minimum: Rs. 28,465 Maximum: No limit Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs
Premium payment frequency Monthly, Quarterly, Half-Yearly or Annually Monthly, Quarterly, Half-Yearly, Annually
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 12 to 15 years 10 to 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

Invest today for a worry-free tomorrow: HDFC Life Uday Savings Plan for a brighter future.

HDFC Life Uday, from HDFC Investment Life Insurance, is a guaranteed savings plan that allows you to get the dual benefit of wealth creation and family protection. Upon your unfortunate death, your family shall receive a lump sum death benefit. On the other hand, you can acquire a maturity benefit if you outlive the policy term. You'll even get 3% p.a. guaranteed additions during the first five policy years.

However, the insurer paid a cash bonus to the policyholder at the end of each financial year. If you don't want to continue your policy, you can surrender it and get a Guaranteed Surrender Value (GSV). After that, your death benefit continues for the next year, even if you miss a premium payment. HDFC offers a discount on a high sum assured on the maturity of 2 lakhs & above.

HDFC Life Uday is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

HDFC Life Uday Plan offers you a range of benefits including:

why-choose
  • 2 Policy Term Options
  • Tax Benefits
  • Additional Death Benefits
  • Cash bonuses
  • Auto Cover Continuance
  • Discounts

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.