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Hdfc Pro Growth Plus vs Digital Icon Guaranteed Return Savings Plan

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Hdfc Pro Growth Plus vs Digital Icon Guaranteed Return Savings Plan

Hdfc Pro Growth Plus

HDFC Life ProGrowth Plus is a unit-linked insurance and regular premium plan where the premium is invested in the market, thus providing good returns along with various benefits. This plan offers the flexibility to choose investment funds and regular premiums. The company invests your regular premiu...

Digital Icon Guaranteed Return Savings Plan

Digital Icon Guaranteed Return Savings Plan by Go Digit Life Insurance is a non-linked investment plan. Your funds are not affected by the market conditions and returns are safe and secure ensuring stability.  If you're someone who's looking for a life cover along with a safe, zero-risk investm...

PLAN DETAILS

Hdfc Pro Growth Plus


Digital Icon Guaranteed Return Savings Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates
  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Plan Uniqueness
  • Partial withdrawals
  • Redirection of Premium
  • Switching
  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Plan Maturity age Maximum Maturity Age - 75 years Maximum maturity age- 100 years
Premium payment term 10 to 30 years Limited premium, single premium, or regular premium
Plan Entry Age Minimum Age - 14 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 65 years
Sum assured Higher of 10 x annualized premium or 0.5 x policy term x annualized premium No limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 30 years Depends on the plan option you choose
Claim Settlement Ratio (2023-24) Minimum Age- 14 year 99.53

Know More About Plans

HDFC Life ProGrowth Plus is a unit-linked insurance and regular premium plan where the premium is invested in the market, thus providing good returns along with various benefits. This plan offers the flexibility to choose investment funds and regular premiums. The company invests your regular premium and tidal amount of premium allocation charges in the selected fund in the proper proportion as per the policyholder’s specifications. At the end of the policy term, an accumulated amount of funds will be received. In case of an unfortunate death event of the life assured during the policy period, the nominee will be eligible to receive the fund amount or greater sum assured.

In simple words, HDFC Life ProGrowth Plus is a savings-cum-insurance plan that allows the policyholders to create their own investment strategies as well as provide a life cover.

HDFC Life ProGrowth plan comes with a variety of features and benefits, which are designed to provide financial protection to the assured family members when he/she is no longer around. Continue reading to explore more about the plan

HDFC Life ProGrowth Plus Plan offers you a range of benefits including:

why-choose
  • Choice of plan option
  • Switching
  • Redirection of Premium
  • Tax Benefits
  • Smooth and convenient premium paying process
  • Flexibility to plan your investment strategy

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