Hdfc Sampoorn Samridhi Plus
vs
Kotak Life Premier Money Back

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Hdfc Sampoorn Samridhi Plus vs Kotak Life Premier Money Back

Hdfc Sampoorn Samridhi Plus

‘A plan that offers you dual benefits- savings and whole life coverage.’ HDFC Sampoorn Samridhi Plus combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency per ...

Kotak Life Premier Money Back

Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum Assured at specific intervals during the policy term. With the Kotak Money Back plan, you can grow your savings with yearly bonuses and a lump-sum mat...

PLAN DETAILS

Hdfc Sampoorn Samridhi Plus


Kotak Life Premier Money Back

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Regular Payouts
  • Special Premium Discount
  • Maturity Additions
Plan Uniqueness
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Death cover
  • Accident death cover
  • Premium discounts
Plan Maturity age Maximum Maturity Age - 75 years Maximum maturity age: 75 years
Premium payment term 5 years 8, 10 or 12 years
Plan Entry Age Minimum Age - 30 Days Maximum Age - 60 Years Min entry age: 2 years Max entry age: 57 years
Sum assured NA Min sum assured: Rs. 1,50,000 Max sum assured: No Limit
Premium payment frequency Monthly, Quarterly, Half-yearly and Yearly Monthly, Quarterly, Half-Yearly or Annually
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 15 to 40 years 16,20, 24 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

‘A plan that offers you dual benefits- savings and whole life coverage.’

HDFC Sampoorn Samridhi Plus combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency per the policy's terms and conditions. In case you miss any premium payment by chance you can also avail of a grace period of 30 days to pay the same. You can also avail of additional riders such as accidental disability riders or critical illness riders. This plan comes in two options: endowment plan and endowment with a whole life plan.

HDFC Life Sampoorn Samridhi Plus is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

HDFC Life Sampoorn Samridhi Plus Plan offers you a range of benefits including:

why-choose
  • Guaranteed Additions
  • Tax Benefits
  • Bonuses
  • Whole life coverage
  • Loan against policy
  • Accidental death benefits

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.