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Hdfc Super Income Plan vs Kotak Life Guaranteed Savings Plan

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Hdfc Super Income Plan vs Kotak Life Guaranteed Savings Plan

Hdfc Super Income Plan

HDFC Super Income Plan is a comprehensive, non-linked savings plan. It provides a combination of regular income and insurance coverage under the same policy. It consists of nine different plan options, which allow you to choose premium payment and policy terms that suit your needs. The HDFC Super In...

Kotak Life Guaranteed Savings Plan

Kotak Life Guaranteed Savings Plan combines a guaranteed savings plan and a life insurance plan. In case of your uncertain demise, your loved ones will get death benefits, and if you outlive the policy tenure you will be paid maturity amount along with applicable additions. You can also choose from ...

PLAN DETAILS

Hdfc Super Income Plan


Kotak Life Guaranteed Savings Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits
  • Guaranteed loyalty additions
  • Limited premium payment options
  • Waiting period
Plan Uniqueness
  • 9 Plan Options
  • Regular Income Benefit
  • Guaranteed Survival Benefits
  • Loyalty additions
  • Tax benefits
  • Policy loan
Plan Maturity age Maximum Maturity Age - 75 years Maximum maturity age: 75 years
Premium payment term NA 5,7,8,10 years
Plan Entry Age Minimum Age - 30 Days Maximum Age - 59 years Minimum entry age: 3 years Maximum entry age: 60 years
Sum assured 18,547 to No Limit Based on premium age, policy term, and premium payment term
Premium payment frequency Monthly, Quarterly, Half-Yearly, Annual Monthly, Quarterly, Half- yearly, and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 15 to 27 years 10/ 14/ 15/16/20 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

HDFC Super Income Plan is a comprehensive, non-linked savings plan. It provides a combination of regular income and insurance coverage under the same policy. It consists of nine different plan options, which allow you to choose premium payment and policy terms that suit your needs. The HDFC Super Income Plan offers many exclusive features, such as Regular income from the 2nd year onward, 3.4% to 12.5% additional survival benefit until the policy tenure , and more.

IIn short, this plan is suitable for individuals seeking a balance of regular income and life insurance protection to support their long-term financial goals and families in their absence.

HDFC Super Income Plan offers you a range of benefits including

why-choose
  • 9 Optional Covers
  • Regular Income
  • Affordable premiums
  • Tax benefits
  • Death Benefit
  • Maturity Benefit

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