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Icici Pru Assured Savings Insurance Plan vs Guaranteed Return Insurance Plan

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Icici Pru Assured Savings Insurance Plan vs Guaranteed Return Insurance Plan

Icici Pru Assured Savings Insurance Plan

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’. There's no harm in saving some money for the future. Keep in mind that ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or ...

Guaranteed Return Insurance Plan

Tata AIA Guaranteed Return Insurance Plan by Tata AIA Life Insurance is a savings plan with assured life cover. With this plan, you can build wealth with guaranteed returns and enjoy life coverage throughout the policy term. With this plan, you can choose a premium payment term mode to maximize your...

PLAN DETAILS

Icici Pru Assured Savings Insurance Plan


Guaranteed Return Insurance Plan

Premium Including GST
Key Features
(Key features of the plan)
  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
Plan Uniqueness
  • Flexible premium payment
  • Survival benefits
  • Maturity benefits
  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
Plan Maturity age Maximum maturity age - 72 years Subject to lower of max-age at entry plus policy term
Premium payment term 5/7/8/10/12 years 5 to 12 years
Plan Entry Age Minimum age - 0 years Maximum age - 60 years Minimum Age - 45 years Maximum Age - 65 years
Sum assured Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs Death Benefit Multiple x Annualized Premium
Premium payment frequency Annual / Half-yearly / Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 20 years 6 to 13 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 0 year

Know More About Plans

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’.

There's no harm in saving some money for the future. Keep in mind that ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or death. You'll even receive 9%, 10%, or 11% of guaranteed addition automatically added to your base cover annually. 

Along with other benefits, the investment plan offers flexibility to choose the premium payment term (PPT) and policy term (PT) based on your needs. You can even surrender your policy at any time after paying a two-year premium and get a Special Surrender Value (SSV).

ICICI Pru Assured Savings is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Assured Savings Plan offers you a range of benefits including:

why-choose
  • Guaranteed Benefits
  • Tax Benefits
  • Flexibility
  • Special surrender value
  • Loan benefit
  • Life cover 

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