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Icici Pru Cash Advantage vs Sbi Smart Platina Assure

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Icici Pru Cash Advantage vs Sbi Smart Platina Assure

Icici Pru Cash Advantage

ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan that offers comprehensive benefits of savings and protection. This plan provides a guaranteed monthly income for 10 years and an additional cash bonus for each policy year (if declared). You can also avail a policy loan ...

Sbi Smart Platina Assure

Don't save money to save. Save money to invest and fulfill your long-term goals.SBI Life Smart Platina Assure gives your family the assurance to fulfill their dreams. It is an individual, non-participating, non-linked, life endowment assurance savings product that combines life cover with guaranteed...

PLAN DETAILS

Icici Pru Cash Advantage


Sbi Smart Platina Assure

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed Cash Benefit
  • Life Cover
  • Policy Loan
  • Explore SBI Life Smart Platina Assure
  • Key Features of the Plan
  • How the Plan Works
Plan Uniqueness
  • Guaranteed Cash Benefit
  • Life Cover
  • Policy Loan
  • Loans on Policy
  • Flexible Premium Payment Options
  • Guaranteed Additions
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 65 years
Premium payment term 5/10 Years 7, 10 years
Plan Entry Age Minimum Age - 30 Days, Maximum Age - 60 Years Minimum Age - 18 years Maximum Age - 60 years
Sum assured Minimum - 7 times / Maximum - 10 times the available SA Rs 5,50,000 lakh to No limit
Premium payment frequency Annual / Half-yearly / Monthly Annual & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 15 to 20 years Minimum term - 15 years Maximum term - 20 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year
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Know More About Plans

ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan that offers comprehensive benefits of savings and protection. This plan provides a guaranteed monthly income for 10 years and an additional cash bonus for each policy year (if declared).

You can also avail a policy loan against ICICI Pru Cash Advantage for up to 80% of your surrender value. It is an ideal savings plan for individuals seeking a payout term immediately after the premium payment term.

ICICI Pru Cash Advantage is a diverse life insurance plan. Let's explore its benefits in detail:

  • Guaranteed Monthly Cash Payout
  • Tax Benefits
  • Flexibility
  • Life Cover
  • Flexible Premium Payment Term (PPT)
  • Loan Benefits

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