Icici Prudential Future Perfect Plan
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Sbi Smart Elite

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Icici Prudential Future Perfect Plan vs Sbi Smart Elite

Icici Prudential Future Perfect Plan

Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future. Savings alone won't make your dreams come true; you need to grow your money to reach your future goals. A investment plan like ICICI Pru Future Perfect helps grow your wealth with the promise of protecting your ...

Sbi Smart Elite

SBI Insurance company has been serving the finest insurance products to their customers, such as life insurance, health insurance, motor insurance, or travel insurance. SBI Life Insurance Company has launched a new life insurance plan named SBI Life Smart Elite Plan that provides financial protectio...

PLAN DETAILS

Icici Prudential Future Perfect Plan


Sbi Smart Elite

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
  • 9 Investment Fund Choices
  • Switching Option Available
  • Surrender Policy Anytime
Plan Uniqueness
  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
  • Death Benefits
  • Maturity Benefits
  • Fund Switching
Plan Maturity age Maximum maturity age - 70 years Maximum Maturity Age - 65 years
Premium payment term 5/7/10/15/20 years LPPT: 7/10/12 years, Single-Premium
Plan Entry Age Minimum age - 91 days Maximum age - 55 years Minimum Age - 18 years Maximum Age - 60 years
Sum assured Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs 105% of total premiums
Premium payment frequency Monthly, Quarterly, Half-Yearly, Annually Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 30 years 5 to 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age- 14 year

Know More About Plans

Overview

Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future.

Savings alone won't make your dreams come true; you need to grow your money to reach your future goals. A investment plan like ICICI Pru Future Perfect helps grow your wealth with the promise of protecting your money. Typically, it is an ideal savings and protection-oriented plan. It offers dual assurances of guaranteed benefits and life cover.

In addition, the plan also offers the extra features of investment that help you build a corpus with bonuses that offer potentially higher returns. Under the ICICI Pru Future Perfect plan, the insurer pays a cash bonus to the policyholder at the end of each financial year, if any is declared. You can even choose a premium payment term based on your needs.

ICICI Pru Future Perfect is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Future Perfect Plan offers you a range of benefits including:

why-choose
  • Guaranteed benefits
  • Tax benefits
  • Flexibility
  • Special surrender value
  • Loan benefit
  • Life cover 

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.