Icici Prudential Future Perfect Plan
vs
Smart Life Plan

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Icici Prudential Future Perfect Plan vs Smart Life Plan

Icici Prudential Future Perfect Plan

Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future. Savings alone won't make your dreams come true; you need to grow your money to reach your future goals. A investment plan like ICICI Pru Future Perfect helps grow your wealth with the promise of protecting your ...

Smart Life Plan

Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st policy year to look after immediate financial needs. Policyholders can use such bonuses to take care of their families in their absence. Kotak SmartLife Pl...

PLAN DETAILS

Icici Prudential Future Perfect Plan


Smart Life Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria
Plan Uniqueness
  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
  • Comprehensive Protection
  • Survival Benefit
  • Maturity benefit
Plan Maturity age Maximum maturity age - 70 years Maximum Maturity Age - 75 years
Premium payment term 5/7/10/15/20 years 6, 8, 10, 12, and 15 years
Plan Entry Age Minimum age - 91 days Maximum age - 55 years Minimum Age - 3 years Maximum Age - 55 years
Sum assured Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs Rs. 2,50,000 to No limit
Premium payment frequency Monthly, Quarterly, Half-Yearly, Annually Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 30 years 75 years less entry age of life insured
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future.

Savings alone won't make your dreams come true; you need to grow your money to reach your future goals. A investment plan like ICICI Pru Future Perfect helps grow your wealth with the promise of protecting your money. Typically, it is an ideal savings and protection-oriented plan. It offers dual assurances of guaranteed benefits and life cover.

In addition, the plan also offers the extra features of investment that help you build a corpus with bonuses that offer potentially higher returns. Under the ICICI Pru Future Perfect plan, the insurer pays a cash bonus to the policyholder at the end of each financial year, if any is declared. You can even choose a premium payment term based on your needs.

ICICI Pru Future Perfect is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Future Perfect Plan offers you a range of benefits including:

why-choose
  • Guaranteed benefits
  • Tax benefits
  • Flexibility
  • Special surrender value
  • Loan benefit
  • Life cover 

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.