Icici Prudential Future Perfect Plan vs Smart Value Income Plan

Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future.

Savings alone won't make your dreams come true; you need to grow your money to reach your future goals. A investment plan like ICICI Pru Future Perfect helps grow your wealth with the promise of protecting your money. Typically, it is an ideal savings and protection-oriented plan. It offers dual assurances of guaranteed benefits and life cover.

In addition, the plan also offers the extra features of investment that help you build a corpus with bonuses that offer potentially higher returns. Under the ICICI Pru Future Perfect plan, the insurer pays a cash bonus to the policyholder at the end of each financial year, if any is declared. You can even choose a premium payment term based on your needs.

ICICI Pru Future Perfect is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Future Perfect Plan offers you a range of benefits including:

• Guaranteed benefits
• Tax benefits
• Flexibility

• Special surrender value
• Loan benefit
• Life cover 

To Save More, Invest Smartly with the Tata AIA Smart Value Income Plan.

Tata AIA Smart Value Income plan, from Tata AIA Life Insurance, is a guaranteed savings plan that helps you build wealth with multiple return options. Under various premium payment terms, you can choose between a whole life cover of up to 100 years or a limited period of 10 to 50 years. The plan offers you the flexibility to choose from the following two plan options.

Cash Bonus - This option allows you to receive a regular cash bonus (if declared) from the first month.

Accumulated Cash Bonus - This option collects the cash bonus (if declared) till the end of the policy term and promises to be payable in a lump sum at maturity.

You can choose to receive a cash bonus in hand or a Sub-Wallet and withdraw the bonus fully or partially from the wallet at any time. Additionally, at the policy inception, you will have the option to choose the cash bonus on a “Special date” under option 1 ‘Paid-in Cash’ mode. The plan also allows you to stay protected against risk with additional financial support by adding optional riders to your base policy.

Tata AIA Smart Value Income Plan offers you a range of benefits including:

• Death benefits
• Maturity benefits
• Guaranteed additions

• Cash bonuses
• Survival benefits